About Kevin Gillis
Kevin has been in the mortgage industry for 28 years and has been recognized as a Top 1% Mortgage originator in the US since 2008, per Scotsman Guide, a leading industry source. Kevin always puts the client's needs first and helps them to setup monthly payments that make the most sense for their financial needs. Whether you’re a first-time home-buyer or looking to re-finance, Kevin will work with you to come up with a monthly payment that’s tailored for each client’s needs and comfort level. Top resources that he would recommend for borrowers to use to learn more about the mortgage process and to ensure a successful home closing would be the Flash Close Process, Loan Status texting and the Intuitive Loan Finder on rate.com. Kevin enjoys helping clients achieve their home ownership dreams and enjoys assisting home-buyers through every step of the process. Kevin graduated from UMass Isenberg School of Management with a degree in Finance and still calls Massachusetts home. When he's not closing loans, Kevin enjoys spending time with his wife and four children along with their dog and two cats and is an active skiier and a club lacrosse coach.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 44 Merrimac St., Suite 327 Newburyport MA, 01950
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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