About Mohamed Tawy
I graduated from UC Santa Barbara with a degree in Accounting. My early experiences in Accounting and Finance honed my expertise in analyzing client assets and liabilities – including complex borrower profiles, complicated tax returns, and sophisticated estate planning structures – and matching clients with ideal loan options. I joined Rate because the range of product options gives me the most flexibility in meeting a broader variety of client needs. Relationships matter to me, and I care deeply about finding an ideal solution and providing direct and timely communication about the options and process. I choose partners that I trust to provide an equally solution-minded experience to buying a home and refinancing. I have been trusted as the preferred lender for some of the top Realtors in the country because I find the right options, provide clear communication, and get things done. I handpicked my team, who have extensive experience in underwriting and processing, and have worked with me for many years. As a top 1% originator for over 10 years with over $1B in closed loans, including purchases, refinances, and HELOCs, I am well versed in working with borrowers to provide a successful experience. While I am based in San Diego, CA, I am licensed and work regularly in over 30 states. Please reach out to me any time.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 12625 High Bluff Dr, Suite 210 San Diego CA, 92130
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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