About Nichole Kruse
Nichole started in the Mortgage Industry 22 years ago. Born and raised in Pittsburgh, PA, she started in 2003 where she worked in wholesale mortgage lending. Nichole and her family moved to Chagrin Falls, Ohio in 2013, and this is when she started in her role as a Mortgage Loan Officer. Since 2003, she has helped hundreds of families finance their dream homes. About half of Nichole's time in the industry was in the operational side of mortgage lending. Her knowledge and experience in every part of the mortgage process has been a huge part of her success as a Mortgage Loan Officer. All of this has helped her in providing buyers and her referral partners with the best mortgage experience. Nichole loves what she does and has built strong relationships with her focus on the value of open communication, continuous education, and work ethic. When Nichole is not busy assisting clients, she enjoys spending time with her husband and their 2 beautiful daughters. Some of her favorite things to do are to watch her girls play the sports they love. Her favorite at the moment is basketball! To relax, she loves yoga, reading and family vacations.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 100 N. Main Street, Unit 225 Chagrin Falls OH, 44022
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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