About Anastasia McFadden
Anastasia McFadden (NMLS ID: 1990489) is a highly skilled mortgage loan officer boasting over a half decade of experience in real estate and mortgage lending. She currently works as an independent mortgage lender with Guaranteed Rate where she is licensed South Carolina, North Carolina, and Georgia. Over the course of her career, she has assisted hundreds of families, either buying or refinancing their homes. Having closed millions of dollars in loan volume, she is well versed in the home buying process and knowledgeable on many types of loan products including Conventional, FHA, VA, JUMBO, and first-time homebuyer's programs. Prior to getting into mortgage lending, Anastasia spent several years as a licensed property and casualty insurance agent. She earned a Bachelor of Science from the University of South Carolina in 2010 before going on to earn a Master of Arts in Human Resources Management. This unique combination of education and experience has allowed Anastasia to easily demystify the homebuying process while always remaining professional and keeping her clients' best interest top of mind. Her belief that "homeownership is possible for everyone with the proper tools and guidance", allow her to properly advise her clients and guide them to homeownership. Anastasia is deeply involved in her community. She is a member of Alpha Kappa Alpha Sorority, Inc and enjoys pouring into underserved communities. Professionally, she is committed to learning and growing within the industry and helping to close the racial wealth gap through educating others about real estate and mortgage lending. In her spare time, she loves hiking, traveling, and spending time with her family.
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.525% | 6.835% | 0.938 ($3283.00) | $2218.00 |
| 15-year fixed | 5.750% | 6.115% | 0.555 ($1942.50) | $2906.44 |
| FHA loan | 5.990% | 6.989% | 0.95 ($2899.88) | $1964.90 |
| VA loans | 5.990% | 6.529% | 0.801 ($3272.89) | $2447.14 |
| Jumbo loans | 6.000% | 6.215% | 0.97 ($8730.00) | $5395.95 |
* Rates current as of 4/3/2025 08:53 pm, provided by Anastasia McFadden, for Richland County, SC, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 1331 Park St., Columbia SC, 29201