About Kevin Sprincz
Kevin Sprincz - Awarded: Twelve-Time Winner - FIVE STAR Mortgage Professional Kevin spent his childhood in Chicago, Illinois and graduated from the University of Iowa with a degree in finance. When Kevin was 10 years old, he saw a Warren Miller ski movie and he knew he would eventually move to Colorado. Outside of the office, Kevin spends his time enjoying the mountains and being with his family and friends. With over 19 years in the mortgage business, Kevin has learned the most important factors for success are listening to his clients needs, providing the correct answers and earning their trust. Every persons situation is unique and his goal is to come up with the best solutions and help them make well informed mortgage decisions. Most of his business comes from referrals which include family and friends of past clients. Therefore, he knows that everyone should be treated with the utmost respect, and should be given honest and straight-forward advice. Kevin and his team have a mission of providing the highest level of service during the loan process with unparalleled communication. He knows you have many options regarding a mortgage and desires to earn your trust and business.
The right advice could help you find the right mortgage for you. Let's work together.
Get approved in one day
The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.490% | 6.728% | 0.818 ($2863.00) | $2209.94 |
| 15-year fixed | 5.375% | 5.858% | 0.966 ($3381.00) | $2836.63 |
| FHA loan | 5.990% | 6.974% | 0.895 ($2731.99) | $1964.90 |
| VA loans | 5.750% | 6.268% | 0.954 ($3898.05) | $2384.48 |
| Jumbo loans | 5.990% | 6.246% | 0.948 ($8532.00) | $5390.17 |
* Rates current as of 4/6/2025 07:04 pm, provided by Kevin Sprincz, for Eagle County, CO, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
- Monitor your loan status
- Connect with your loan team
- Calculators, tools, guides, and advice
- Track your home value
- Wellness tips to help you grow holistically
Download our app
Now available on
Located at 105 Edwards Village Blvd, Unit C209 Edwards CO, 81632