About Naela Sharuk
Naela obtained her bachelor’s degree in economics from the American University of Beirut. She obtained her MBA from American International College in Springfield, and later pursued her post graduate education at State University of New York in Albany, NY, Since 1998 Naela has successfully originated and secured on behalf of her clients residential mortgages. She is currently licensed in Massachusetts, Rhode Island, Connecticut, New Hampshire, New Jersey, Virginia, California and DC. Naela's professionalism is well known to all realtors and attorneys she has worked with. Her strength is in her personal interaction and attention to her clients. She is available at all times to, punctually, answer their questions. She always guides her clients towards making the best educated decision, whether purchasing a new home or refinancing their current property. She clearly explains all options focusing on the client's personal needs. Naela's volume of repeat clients and customer loyalty is the best indication of her knowledge in the field and her superior service. Over the years Naela has been repeatedly recognized by the Scotsman Guide and Mortgage Originator Magazine. While pursuing her professional career Naela has raised three established daughters, a doctor, a lawyer and a certified public accountant. Naela lives in Westwood Ma. with her husband. She enjoys yoga, painting and keeping connected with her national and international friends.
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Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.375% | 6.692% | 0.968 ($3388.00) | $2183.54 |
| 15-year fixed | 5.375% | 5.904% | 0.856 ($2996.00) | $2836.63 |
| FHA loan | 5.990% | 7.057% | 0.801 ($2445.06) | $1964.90 |
| VA loans | 5.750% | 6.291% | 0.854 ($3489.45) | $2384.48 |
| Jumbo loans | 6.000% | 6.277% | 0.996 ($8964.00) | $5395.95 |
* Rates current as of 4/6/2025 03:39 am, provided by Naela Sharuk, for Middlesex County, MA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 271 Waverley Oaks Road, Suite 306 Waltham MA, 02452
