About Paul Hirschauer
Paul Hirschauer is a customer-centric Senior Vice-President of Mortgage Lending at Rate, Inc. With 24+ years of professional experience, Paul has been recognized as a member of the top 1% of funded loan volume producers in the nation and credited with personally closing $2B+ in residential mortgages. He is the recipient of multiple sales awards including Chairman's Circle and President's Club. With proven expertise in jumbo, super-jumbo, and second home financing, Paul also possesses the ability to offer mortgages to clients of all backgrounds. He has successfully helped first time home buyers, government loan recipients, and clients requiring conforming loan amounts. Licensed in Connecticut and New York, Paul and Rate are capable of servicing clients across the United States. Committed to helping clients achieve the American Dream of homeownership, Paul, alongside his highly talented team, provides superior 5-star mortgage services in an effort to build lifetime relationships formulated on customer assistance, trust, and integrity. As a trusted partner and mortgage banker, Paul handles each client transaction and consults multiple lenders to offer the best rate and mortgage solutions. Furthermore, Rate has strong relationships with many major banks as well as small boutique investors. Because of this, consumers are offered extremely competitive rates, high-quality underwriting services provided by in-house professionals, and an internal closing department that takes full control of every step of the loan process. Finally, in an effort to ensure best-in-class services, only local appraisers are contracted for consultation in the appraisal process. Paul invites you to contact him for more information on how he can help you find the best mortgage to fit your needs. Or, discover if you are pre-approved right now!
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.375% | 6.618% | 0.836 ($2926.00) | $2183.54 |
| 15-year fixed | 5.375% | 5.757% | 0.636 ($2226.00) | $2836.63 |
| FHA loan | 5.750% | 6.709% | 0.791 ($2414.53) | $1918.06 |
| VA loans | 5.750% | 6.191% | 0.554 ($2263.65) | $2384.48 |
| Jumbo loans | 6.000% | 6.217% | 0.993 ($8937.00) | $5395.95 |
* Rates current as of 4/5/2025 04:03 pm, provided by Paul Hirschauer, for Hartford County, CT, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 176 Laning Street, Suite 2 Southington CT, 06489