About Alex Perry
Alex Perry is a VP of Mortgage Lending for Rate in Tampa/St. Petersburg. He is extensively trained as a mortgage-industry professional and has more than 16 years of experience helping customers purchase and refinance homes. Alex’s constant dedication to a transparent and ethical lending process are just a few of the reasons he makes such an impact in the mortgage industry and how he has established himself as one of the hardest working individuals in the industry. Alex has found success in the mortgage business for many reasons but most notably for always putting the customer first. Communication is essential during a purchase or refinance which is why every client will always be informed during their loan process. Alex’s goal is to simplify the mortgage experience for his customers and make the lending process easy to navigate. He and his team thoroughly educate borrowers, so they understand their options and feel comfortable moving forward with their chosen loan program. He takes great pride in giving his clients the best loan programs at the lowest rates on Jumbo, VA, FHA, and Conventional mortgage products to satisfy their specific needs. "As a Tampa Bay native, I have watched St. Pete, Tampa, and the beaches grow over the years. Living my entire life in the Tampa Bay area has allowed me to know and follow the local markets closely. Financing your home is one of the largest, most important transactions one will ever make, and I look forward to helping my clients navigate the transaction while building lifelong relationships.” Alex’s 24/7 service, dedication to his clients and commitment to excellence contribute to the list of reasons the area's top Realtors recommend him as their preferred lender. This is also why Alex has many repeat clients and he continues to grow his business thanks to word-of-mouth referrals. Alex graduated from the University of South Florida with a Bachelor’s Degree in Marketing, where he was an active member of the undergraduate community involved in numerous charitable and academic societies. Outside of the office Alex enjoys watching sports such as college football, pro football, etc. But really any competitive sport! Alex is also active in supporting the extensive Veteran community in the Tampa Bay area.
The right advice could help you find the right mortgage for you. Let's work together.
Get approved in one day
The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.525% | 6.846% | 0.993 ($3475.50) | $2218.00 |
| 15-year fixed | 5.750% | 6.172% | 0.735 ($2572.50) | $2906.44 |
| FHA loan | 6.075% | 7.122% | 0.967 ($2951.77) | $1981.62 |
| VA loans | 5.990% | 6.543% | 0.874 ($3571.17) | $2447.14 |
| Jumbo loans | 6.000% | 6.215% | 0.969 ($8721.00) | $5395.95 |
* Rates current as of 4/3/2025 06:12 pm, provided by Alex Perry, for Hillsborough County, FL, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
- Monitor your loan status
- Connect with your loan team
- Calculators, tools, guides, and advice
- Track your home value
- Wellness tips to help you grow holistically
Download our app
Now available on
Located at 1600 E 8th Avenue, Suite A200 Offices #47 & #48 Tampa FL, 33605