About Angie Brandau
I have been helping clients find just the right loan and successfully navigate the mortgage process for over 19 years. Obtaining a mortgage can be a bit overwhelming; I focus on transparency and education so my clients can feel confident about their home buying decision. I enjoy getting to know my clients and what goals they are looking to achieve so that I can help set them up for future success; communication is key! I have a fantastic team of friendly and knowledgeable industry professionals that share my drive to be the best at what we do. As a result, I have made the Scotsman Guide Rankings each year since 2020. I am an expert in a variety of mortgage products including FHA, VA, USDA, Conventional and Jumbo. My specialty is First Time Homebuyers, Down Payment Assistance/Grant Options and New Construction. I truly love what I do and cherish the lifelong relationships that have grown from simply doing my job well.
*Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.*
*Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.*
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.600% | 6.902% | 0.973 ($3405.50) | $2235.31 |
| 15-year fixed | 5.500% | 5.961% | 0.952 ($3332.00) | $2859.79 |
| FHA loan | 6.100% | 7.130% | 0.971 ($2963.98) | $1986.55 |
| VA loans | 5.990% | 6.495% | 0.906 ($3701.92) | $2447.14 |
| Jumbo loans | 6.000% | 6.272% | 0.971 ($8739.00) | $5395.95 |
* Rates current as of 4/6/2025 06:05 pm, provided by Angie Brandau, for Will County, IL, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 20 Kansas St., Suite 200 Frankfort IL, 60423