About Ashley Card
As a Bay Area native, Ashley thoroughly understands the unique lending requirements of the Bay Area. She has a BS in Business Administration and is a CA DRE licensed lender. Ashley appreciates the trust her clients and real estate agents place in her, always striving to deliver more than they expect.
Ashley Card has helped hundreds of families achieve their dreams of home ownership. As a seasoned veteran with over 18 years of lending experience, she knows what it takes to guarantee a smooth loan process. Whether you are buying your first home or your dream home, making an investment, or refinancing to lower your payments or consolidate debt, she can help you through the process. Ashley has returned to Marin after 25 years of living in San Francisco and enjoys hiking, traveling, taking in concerts and plays, cheering on the Warriors and Volunteering at Guide Dogs For the Blind.
Ashley received the amazing recognition by Mortgage Executive Magazine in 2018 thru 2021! This recognition celebrates her service, dedication, and hard work among the Top 1% of Mortgage Originators in America. She also was a ++Top Producer from 2018 to 2024.++. For tailor-made solutions, let Ashley start working for you today!
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.625% | 6.933% | 0.943 ($3300.50) | $2241.09 |
| 15-year fixed | 5.500% | 6.053% | 0.96 ($3360.00) | $2859.79 |
| FHA loan | 6.100% | 7.185% | 0.976 ($2979.24) | $1986.55 |
| VA loans | 6.050% | 6.642% | 0.932 ($3808.16) | $2462.91 |
| Jumbo loans | 6.250% | 6.531% | 0.94 ($8460.00) | $5541.45 |
* Rates current as of 4/7/2025 05:50 pm, provided by Ashley Card, for San Francisco County, CA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 41 Freelon Street, San Francisco CA, 94107