About Bruce Rosenberger
Bruce has spent the last 16 years as a loan officer helping clients across Washington D.C., Maryland, and Northern Virginia achieve their homeownership dreams. As a native of D.C. who grew up in the Northern Virginia region, he has a firsthand understanding of the competitive nature of the real estate market in the DMV. Bruce is focused on helping his clients find their dream home in this very competitive market. This means being highly responsive, extremely efficient, and doing everything he can to keep the mortgage process moving quickly. Bruce works closely with each client to help them get the very best mortgage for their specific needs, including a fantastic rate. His top priority is to deliver a great homebuying experience. Buying a home is big deal! Bruce knows this. He truly cares about his clients and works hard for them during the entire process, from start to finish. Bruce joined Rate to give his clients access to their industry-leading technology. They deliver an amazing customer experience focused on providing clients with the information to make smart financing decisions. The company is focused on creating the best client experience in the industry and empowers their loan officers to achieve that goal. As one of the country's largest lenders, they have access to more loan programs for clients with unique needs and the ability to deliver financing solutions at very competitive rates. When he isn’t working, Bruce loves to spend time with his family. Bruce is married with two kids and three, yes three, dogs! He enjoys spending time at his kids sporting events and doing water sports with friends and family at Lake Ana. Bruce is also passionate about fitness.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.490% | 6.747% | 0.886 ($3101.00) | $2209.94 |
| 15-year fixed | 5.500% | 5.908% | 0.692 ($2422.00) | $2859.79 |
| FHA loan | 5.990% | 6.987% | 0.922 ($2814.41) | $1964.90 |
| VA loans | 5.750% | 6.279% | 0.984 ($4020.63) | $2384.48 |
| Jumbo loans | 6.125% | 6.356% | 0.798 ($7182.00) | $5468.49 |
* Rates current as of 4/7/2025 03:11 am, provided by Bruce Rosenberger, for Arlington County, VA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 1300 N 17th St., Suite 550 Arlington VA, 22209