About Byron Zonin
Byron was born and raised in Western Pennsylvania. He is a graduate of California University of Pennsylvania with a B.S degree in Finance. During his first year he joined the United States Marine Corps Reserves and went to recruit Training at Parris Island, South Carolina. While fulfilling his reserve contract and attending school he qualified for Officers Candidate School and attended PLC jr at Quantico VA. Byron Decided to stay enlisted verses pursuing his commission and fulfill his contract where he was awarded an honorable discharge as a Sergeant. After Graduation he Moved to York Pennsylvania where he was in a Fast Track Management Program for a national finance company. Nine months later he completed the program and was promoted to an office in Westminster MD. The next 20 years would take him from Maryland to Pennsylvania to Delaware and back to Maryland while advancing through his career to his final home state of Florida in 2015.
Byron believes it is important to give back to the communities where he lives and works. He is active with the Gainesville-Alcahua County Association of Realtors, Builders Association of North Central Florida, involved in both the Marion County and Alachua County State Housing Initiative Program (SHIP Program), a former board member of The Education Foundation of Alachua County and a current board member of the Marion County Housing Finance Authority.
When Byron is not working or giving back to the community, he loves spending time with his 3 children and just about anything outdoors. He enjoys riding his Harley on the back roads, riding atv’s, Fishing, going to the beach and live music.
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Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.925% | 7.248% | 0.97 ($3395.00) | $2310.96 |
| 15-year fixed | 5.990% | 6.451% | 0.853 ($2985.50) | $2951.61 |
| FHA loan | 6.250% | 7.299% | 0.96 ($2930.40) | $2016.25 |
| VA loans | 6.625% | 7.247% | 1.084 ($4429.23) | $2616.31 |
| Jumbo loans | 6.250% | 6.423% | 0.759 ($6831.00) | $5541.45 |
* Rates current as of 4/5/2025 01:38 am, provided by Byron Zonin, for Alachua County, FL, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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