About Carmelo Travieso & Mortgage Team
I am a graduate of the University of Massachusetts at Amherst, where I played college Basketball in the mid 1990's, I have been in the real estate profession for over 15 years. After earning my Bachelors degree in Business Administration in 1998. I played professional basketball in Puerto Rico and the Dominican Republic until retiring in 2006. Shortly afterwards I relocated back to Boston, Massachusetts and got started on my real estate finance career.
Throughout the past years I have helped many borrowers fulfill the dream of home ownership. My competitive and passionate approach to everything I do has given me the edge to excel in the mortgage business. I strive in delivering a very personal and one on one customer service experience. My deep knowledge of programs has allowed me to adapt to every scenario and help my customers achieve their ultimate goal. I am a true team player and understand that working together is crucial to a company's success. I have been very fortunate to work with and meet a lot of very interesting individuals throughout my career.
I have always accepted each and every challenge as i worked to meet all my customers needs. I am always eager to learn new things and believe that education and preparation is the key to success. In my down time I do the most important thing in my life and that is spending time being a father to my two beautiful sons. When I get a break, I enjoy networking, working out, listening to music and playing some basketball. I can be reached via phone, email, DM and follow me on LinkedIn, Twitter, Facebook, and Instagram to get to know more about what I do and how we can work together. I am always looking to grow my network and meet new people.
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.900% | 7.249% | 0.995 ($3482.50) | $2305.10 |
| 15-year fixed | 5.750% | 6.290% | 0.986 ($3451.00) | $2906.44 |
| FHA loan | 6.500% | 7.579% | 0.842 ($2570.21) | $2066.19 |
| Jumbo loans | 6.600% | 6.955% | 1.45 ($13050.00) | $5747.93 |
* Rates current as of 3/21/2025 01:20 pm, provided by Carmelo Travieso, for Worcester County, MA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 27 Mechanic Street, Suite 203 Worcester MA, 01608