Community engagement through financial education and wellness
Rate is committed to helping communities reach the dream of homeownership in a responsible way. We believe financial education and wellness empowers communities.
Community engagement through financial education and wellness
Rate is committed to helping communities reach the dream of homeownership in a responsible way. We believe financial education and wellness empowers communities.
Financial education takes you a step closer to owning your dream home. Get started 
Financial education takes you a step closer to owning your dream home.
Begin your financial education
Tools, guides and support to help you reach your financial education and wellness goals.
First-time homebuyer course
Enjoy access to homeownership and get the knowledge you need to successfully land a mortgage.
This course covers all the steps to buying your first home. From credit scores and down payments to mortgage options that fit your life. This 30-minute course will empower you on your homebuying journey.
Building credit course
Enjoy access to understanding how to build your credit.
This course is to help consumers close the knowledge gap of what is required to successfully obtain mortgage credit. This 20-minute course will empower you on your homebuying journey.
Home retention course
Enjoy access to home retention and get the knowledge you need to confidently manage your home loan.
This course is to help consumers like you get into your dream home and keep it. We are by your side every step of the way while you make your homeownership dreams come true and that support does not stop at the closing table. This 20-minute course will empower you on your homebuying journey.
Financial Education Workshops
301
Events in 2023
7400+
Community attendants
84
YTD events
301
Events in 2023
7400+
Community attendants
84
YTD events
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We are committed to helping communities reach the dream of homeownership in a responsible way because in financially capable communities - everyone benefits. Our Loan Officers are dedicated to making a difference in the communities they support and conduct financial education workshops to help people make effective financial decisions.
—Arlyn J Kalinski, SVP of Fair & Equitable Lending Strategies at Rate
Find a free workshop near you. Click here to access the calendar of upcoming events >>
RateUniversity
Our consumer-focused financial education event, designed to educate and prepare participants for homeownership. The curriculum includes educational presentations, offered in English and Spanish, on critical financial concepts like establishing and building credit, and all information needed for first time homebuyers to purchase a home, including Affordable Programs.
Enjoy these videos from RateUniversity Chicago
Before you go
Take advantage of these additional resources
Financial wellness tips for seniors
It’s easy to get on the financial track to retirement.
How financial wellness impacts your personal health
Financial wellness is more directly tied into mental and physical health than we often realize.
The Essential Guide to Affordable Homebuying
An arsenal of incredible tools at our disposal and access to dozens of programs and grants, the Essential Guide to Affordable Homebuying is your pathway to owning a home.
Now that you know about financial education
*You acknowledge that Rate is not a credit repair company or similarly regulated organization under the applicable law and does not provide credit repair services. Where available, recommendations, tips and education materials are provided to you at no additional charge, and for educational purposes only. The information is provided only to enable you to make your own choices about your personal finance, and is not intended to provide, legal, tax or financial advice. We do not provide any services to repair or improve your credit profile or score, nor do we provide any representation that the information we provide will actually repair or improve your profile. Consult the services of a competent professional when you need any type of assistance.
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