We help financial institutions grow, scale, & offer best-in-class home mortgage services.

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How Credit Unions can offer home mortgage

Best-in-class mortgage products for banks & credit unions.

Our perfect combination of technology and human touch provides unparalleled value to financial institutions seeking to offer their customers & members a best-in-class mortgage experience.

Having worked with Banks and Credit Unions for over 3 decades, we have a wide variety of options for financial institutions to choose from including fulfillment, wholesale, correspondent, non-delegated, and retail..

Multi-Platform Capabilities

Our Financial Institutions Group has multiple platforms focused on helping you grow your business.

Blend of Services

We offer a comprehensive blend of services from total fulfillment to correspondent lending.

Wide Breadth of Products

We provide a wide selection of product solutions meeting your customers or members needs.

White-label Branding Available

As a private label partner, you will have the power of Rate products and fulfillment resources all under your brand.

Partner with a top brand in home mortgage.

With state-of-the-art data and communications technologies, every loan moves faster. Every customer is happier. Your job as a financial institution offering home mortgages is more efficient & on the ball. Your employees will love our technology as it empowers them to create more loans with less hassle & spend their time seeking out new customers.

By simplifying the loan process, hiring only the best of the best employees, and developing cutting-edge tech, our FIG team can bring both low rates and the highest level of service to every financial institution.

The world’s first digital mortgage.

Introduced in 2015, and re-engineered in 2020, the “DM” is an industry-leading application with a best-in-class #1 rating from NerdWallet for 2020.

Dedicated operations team.

Our FIG operations team provides dedicated service & support to your company, in every facet of the loan origination process. We are your partner for mortgage, enabling your team to focus on their members & growing your business.

Why partner with Rate?

Operations & technology

We are devoted to revolutionizing the mortgage industry by building game-changing technology that makes everything about mortgages easier and smarter for everyone involved so we can focus on delivering best-in-class customer service.

Private label solutions for financial institutions available

We have multiple service offerings available, depending on your financial institution's needs & your desired level of involvement in the process.

Security, risk & business continuity

Our team enables a safe, secure, and reliable operating environment for our partners and their customers. We build the program, deploy the technology, operate the processes, and verify the controls to enable GR’s diverse businesses.

Billions in home loans ... and we're just getting started.

Our FIG team is committed to making the process as seamless, efficient and financially valuable to your institution as possible. Joining with Rate Financial Institutions Group helps your company's mortgage operations shine brightly over your local competitors, with best-in-class service dedicated to your bank or credit union.

Process home mortgages, your way, anytime, anywhere with one of America's top home loan originators. We make it simple for you and your staff to transact a mortgage for your member base. Adding home mortgage to your product offerings in 2022 and partnering with Rate is the best way to help your business keep a strategic advantage in home lending for years to come.

Let's get started.

We offer top-of-the-line mortgage technology and our best-in-class customer service that empowers your financial institution to offer home mortgages to your members. Get in contact with Rate’s team of Financial Institution Group experts, ready to onboard your bank or credit union today.

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Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.

Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.

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3940 N. Ravenswood Chicago, IL 60613

Operating as Guaranteed Rate, Inc. in New York.

The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.