About Giovanni Schettini
Hello, my name is Giovanni Schettini. I am a Loan Officer. As a double eagle, Boston College High School and Boston College graduate, my education was rooted in a world view that called for me to learn, search for truth, and to live in service to others. I was urged to develop my mind and talents to the fullest and to use them to help others which has led me to the mortgage industry.
Purchasing a home is one of the biggest milestones and purchasing decisions of your life. I have been in the business for over 5 years and have toiled tirelessly to identify the basic parts of the homebuying process and home loans. By nature, I expend a lot of mental energy to produce precise and thorough facts which has led me to making the home buying process as simple as possible. I derive much satisfaction from this and knowing that I will make this step stress free for you so that you can achieve your goal, prosper, and flourish. I will work diligently, persevering to the very end for you. If there are any roadblocks, I will be able to recognize them very early on in the process and guide you in the right direction.
When you're ready to buy, you can trust me to help you achieve your homeownership goals. I have more options to fit your financial needs, more experience to help you make confident decisions, and a streamlined process to fit your timeline. Your needs are my number one priority, I'll guide you every step of the way for the right home loan for you and your family.
The right advice could help you find the right mortgage for you. Let's work together.
Get approved in one day
The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 7.375% | 7.696% | 0.885 ($3097.50) | $2417.36 |
| 15-year fixed | 6.375% | 6.867% | 0.865 ($3027.50) | $3024.88 |
| FHA loan | 6.750% | 7.881% | 0.941 ($2872.41) | $2116.69 |
* Rates current as of 4/5/2025 09:45 pm, provided by Giovanni Schettini, for Suffolk County, MA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 1 Orr Square, Suite 2 Revere MA, 02151