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About Me

Heidy Ayers is a Licensed Insurance Professional with over two decades of industry experience. Heidy leverages a consultative approach to nurture relationships and solve problems. With comprehensive knowledge of insurance products, she attributes to many years under great mentorship, she is able to apply the service and best practice that affords the positive rapport with her clients to build lasting relationships. Heidy started her career in insurance in 2000 helping Seniors. Sitting across the kitchen table making important decisions with families about their future. It is just as important today as it was twenty-two years ago.

Heidy is a recent transplant to Florida and a native Missourian. She has a daughter, a son, and her darling 3-year-old granddaughter. In her downtime, she greets travelers from all over the world in her Airbnb/VRBO property in Clearwater Florida.

Connect with Heidy today to get started on an insurance plan to protect your family for years to come!

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Helpful Resources

Car Insurance 101: Your Guide to Insurance

Car insurance protects you financially if you are in an accident or if your vehicle is lost or stolen. If you are still making payments to a lender or leasing a vehicle, car insurance protects the lender’s asset: the vehicle.

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Homeowners Insurance 101: FAQS

The Definitive Guide to Homeowners Insurance. Learn more and get your home insured.

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Guaranteed Rate Insurance customer removes belongings from a flooded home flood insurance

Everything You Need to Know About Flood Insurance

Are you protected if there’s major flooding in your home? You might assume that your basic property insurance covers water damage due to flooding — but often it’s not included.

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What our customers are saying...

Heidi was able to give me an awesome quote for homeowners insurance in a matter of minutes!! She listened to our needs and guided us toward the perfect coverage.
Heidy is incredibly helpful and I’d highly recommend her to anyone looking for insurance. She was a huge help after Hurricane Ian and continually followed up until my needs are met. Her service is best in the industry. Definitely give her a shot next time you’re shopping. Thanks Heidy.
Heidy was great to work with! She responded quickly and had the quote in my email within minutes! She took the time to explain each section within the policy, which was so helpful because it's my first time insuring a home. She also saved me alot monthly by bundling my vehicles in as well. Highly recommend!

About Rate Insurance

As a national insurance brokerage, Rate Insurance serves customers in all 50 states and represents over 100 top-rated insurance carriers. We understand that it is our job to listen, to be proactive and to act quickly with purpose. We are experts in our industry taking a consultative approach to sales and service, adding value and creating a trusted partnership with our carriers and our customers.
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