Business Insurance Comprehensive business insurance coverage

Protect your tech

Do you have business equipment such as computers, printers and furniture? Also work with big data, you have exposure that other business policies might miss. Rest assured that the technology you rely on is protected.

General liability

If you, your employees, customers or property may be physically hurt on your premises or in the course of business, general liability coverage will help your business recover from any lawsuits.

Property ownership

If you own the building at which you work, your insurance coverage needs to reflect that.

Employee dishonesty

If you have employees with access to clients’ property, the right plan could protect your business from theft.

Medical coverage

Includes doctor visits, hospital care, prescription medications, physical therapy, and other medical treatments.

Disability

Provides a partial replacement of income lost when workers are unable to work due to an on-the-job injury. The disability may be temporary or permanent, and partial or total.

Vocational rehabilitation

Enables workers who cannot return to their prior occupation to learn a new skill based on their current capabilities.

Death benefits

These benefits are afforded to the spouse and minor children of a worker killed on the job.

Negligence

This option protects against lawsuits filed over alleged or actual negligence related to your services that result in financial damages for your client.

Attorney fees

Providing advice for clients can create complications situations when everything hinges on your word. When something goes wrong and a claim is filed against you, this policy can ensure that you have the resources for a legal defense.

Copyright infringement

We can do are best to ensure that all copyright laws and regulations are respected, however, there is still the risk of a mistake, misunderstanding, or oversight leading to the infringement of another entity’s copyright.

Personal injury

Different from bodily injury, this type of suit seeks compensation for financial losses resulting from your actions, i.e. saying or writing something negative or false about another company or person.

Auto liability

Protects you and your company by paying for bodily injury or property damages.

Medical payments

Providing advice for clients can Pays medical expenses, up to your coverage limit, for you, your employees and your passengers arising from motor vehicle accidents – regardless of who is at fault.

Collision coverage

Pays for damage to your vehicle from another vehicle whether you hit another vehicle or object, or another vehicle hits you.

Uninsured and underinsured motorist coverage

Pays for medical expenses, loss of income and other damages owed to you, your employees or your passengers.

Building space

Pays for repairs or replacement of building damage (whether leased or owned) for construction and affixed items including furnaces, electrical, and plumbing.

Building content

Covers costs of damage or loss to all items not attached to the property and held within or on the premises, such as furniture, inventory, and supplies.

Other people’s property

Protects items held under the care of the business, custody, or control.

Signs and marquees

Repair or replace signs and marquees, whether attached to the building or free-standing, due to damage or loss from vandalism, wind, theft, or fire.

Third-party bodily injury

Do you have business equipment such as computers, printers and furniture? Rest assured that the technology you rely on is protected.

Third-party property damage

Your employees damage someone else’s property. For instance, if your landscaping business is cutting down trees in a customer’s yard and one of them falls on the neighbor’s fence.

Advertising injury or copyright infringement

If you use someone else’s work in your advertisement without permission, you can get sued. You can also get sued if your business ads defame someone else or another business.

Reputational harm

If a competitor claims that something you said in an advertisement or interview negatively impacted their business, you may be protected from any resultant lawsuits.

Legal costs

In the event of a high claim situation, your Umbrella and Excess Policy can help cover costs associated with various legal fees.

Medical bills

If your company faces a high injury claim, your Umbrella and Excess Policy can help cover medical bills.

Damage to other property

In the event that another individual’s property is damaged, your policy can help cover the repair costs.

Settlement costs

After an agreement has been reached, your policy can help cover the judgment or settlement costs.

Crime insurance

Your Management Liability Policy can help protect your assets from theft or fraud internally and externally.

Directors and Officer protection

Protect your executives against claims from competitors, stakeholders, or any third-party that may be a threat.

Cyber insurance

Protect yourself and your company from a cyber attack and breach of sensitive information.

Fiduciary liability insurance

Protect the company and your employees if a claim is filed against you, this can also extend to the fiduciary relationship between an attorney and their client.