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The Basics
Go ahead, turn vacation mode on. – Protection at a low rate for your getaway home.
Dwelling
Protects your vacation home in the event of fire, vandalism or another unexpected event.
Other structures
Your garage, boat house, gazebo and other structures on the property are covered from wind, hail and any other damage.
Personal property
Belongings, like furniture or clothes, can be replaced if stolen or destroyed.
Displacement
Temporary living costs, like food and hotels, are covered while your home is being restored.
Liability
If someone is injured or if property is damaged, your assets are protected from any lawsuits.
Additional coverage options
Discover additional coverage options to ensure that all of your individual insurance requirements are covered.
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Extended or guaranteed replacement
If rebuilding after a loss may exceed the estimated value or your home, consider additional coverage. An Extended Replacement endorsement will cover up to 25% more than the estimated value and Guaranteed Replacement goes even further to put your place back the way it was.
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Service line coverage
The homeowner is typically responsible in the event of damage to utility lines entering your home. Coverage for Service Lines will help to pay for repairs to sewer lines, power lines and more.
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Water backup coverage
Due to aging sewer systems and new home construction, unexpected drain backups are increasingly common. A Water Backup add-on provides coverage for damage to walls, floors, furniture and more.
You could save up to 20% on your insurance by bundling
Save with a multi-policy discount when combining auto, home, renters and condo insurance.