About Jennifer Ashley
I started my career in the mortgage industry in 2005 with a strong desire to work in real estate and knowing that I wanted to work in the financial part of the process. I’ve always enjoyed connecting with new people and am lucky that my career allows me to get to meet new people every day. My personal values in business are to treat everyone I work with as if they were family and keep their best interest as my main priority. It is truly my honor to help my clients with the biggest purchase of their lives and doing this with integrity and honesty has allowed me to build my business in a way I can truly be proud of each day. This industry is always evolving and changing and one thing I’ve learned is that if you are not dedicated to learning and embracing change along with the market you are not going to serve your clients well. I've worked for large banks and small, but my move to Rate has been by far the best. My values are in perfect alignment with our company’s core values. I’m able to work with the best of the best and provide value to my clients of being an industry leader of technology and customer service. Rate is able to offer such a wide array of products that with so many options at my fingertips, I know that what I'm offering my clients is the best in the market with an experience that is the best in the world.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.490% | 6.739% | 0.908 ($3178.00) | $2209.94 |
| 15-year fixed | 5.375% | 5.847% | 0.972 ($3402.00) | $2836.63 |
| FHA loan | 5.990% | 7.025% | 0.989 ($3018.93) | $1964.90 |
| VA loans | 5.990% | 6.517% | 0.788 ($3219.77) | $2447.14 |
| Jumbo loans | 6.250% | 6.439% | 0.833 ($7497.00) | $5541.45 |
* Rates current as of 4/1/2025 06:15 am, provided by Jennifer Ashley, for Philadelphia County, PA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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