Se habla Español! Sylvia has been in the mortgage business since 1993 and has consistently been recognized for her high level of production and superior customer service. She has been featured in Yahoo Finance’s Top 20 Mortgage Professionals of 2020. She is the author of Mortgage Matters. RealWorks Press, 2015 and a contributing writer to the NOLO’s Essential Guides: Buying your First Home. NOLO, 2019 and Selling Your House. NOLO, 2017.



Sylvia’s goal is to simplify the mortgage process for her customers and make the home loan process easy to navigate and accessible. She and her team thoroughly educate their borrowers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program.



Sylvia graduated from Florida International University majoring in Finance and is a licensed mortgage originator. She resides in the robust and diverse community of South Florida where she has built a word-of-mouth referral network as a trusted advisor with her past customers, real estate professionals, financial planners, employee benefit managers, and CPA’s. She serves as a director on the board of the Mortgage Bankers Association of South Florida.



Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en Inglés. Le sugerimos que trabaje con un intérprete de su elección.

VP of Mortgage Lending

VP_DE_PRéSTAMOS_HIPOTECARIOS

Sylvia Gutierrez is your Miami local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Sylvia is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sylvia at (305) 847-9257 for more information!

Sylvia Gutierrez at Rate (NMLS #372427)

Chris Pessy is an experienced mortgage professional whose focus is on delivering an outstanding loan experience to his clients and partners. Doing so for over 20 years has earned him a spot among the top producers recognized by ++Mortgage Executive Magazine (Top 1% in the Nation), Scotsman Guide (National Top Originator), Zillow and Yelp (all 5 star reviews),++ to name a few.  
As a top Mortgage Loan Originator, Chris supports his customers by offering a wide range of loan solutions to fit their unique needs. Needs that include:




* First-time home purchases
* Second-home/investment purchases
* Non QM home loan products
* Jumbo and super jumbo purchases
* Loan Refinancing
* Red Arrow Approval Express*




Whether you want to purchase your first home, second home or refinance your current property, his 20 years of experience means you'll get clear direction, solid expectations and get the attention you deserve each step of the way. With our elite appraisal channels and seasoned support staff, we're able to close on home loans quickly.  
When Chris isn't helping his customers, he's dedicated his time to volunteering with different charities and non-profits. He works primarily with Big Brothers of America and views it as a way to help other young men raised by a single parent. In addition, Chris enjoys several fitness activities, which give him the tireless energy he needs to advocate for his customers and real estate colleagues.  
**Contact Chris Pessy today to put his dedication and experience to work for you!**  
******Red Arrow Express Approval (the "Approval") is contingent upon receipt of executed sales contract, an acceptable appraisal supporting value, valid hazard insurance policy, and a re-review of your financial condition. Rate, Inc. reserves the right to revoke this Approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation and/or if any information contained your application is untrue, incomplete or inaccurate. Receipt of an application does not represent an approval for financing or interest rate guarantee. Not all applicants will be approved for financing. Restrictions may apply, contact Rate for current rates and for more information.*

SVP of Mortgage Lending

Chris Pessy is your Miami local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (415) 462-0043 for more information!

Chris Pessy at Rate (NMLS #208346)

Miami

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2 Loan Officers in Miami, FL