About Molly Briggs & Mortgage Team
Molly is a Rate Presidents Club member, and currently ranked in the Top 1% of Loan Originators in America.
I grew up in Philadelphia and Roosevelt Island and graduated from Emory University with a degree in Economics/English and Columbia with a MA. My first real job out of college was at NBC Network Sales where I was a sales assistant and gave out tickets to VIPS for David Letterman and SNL. That was a lot of fun! From there I moved into advertising sales but when I got married and had my first child, I took a six year hiatus to spend time with my kids, who are now 24 and 27. When I returned to work I decided to start a new career in the mortgage business and have never looked back. I believe in home ownership and enjoy helping folks find the right loan program and seeing them strengthen themselves financially and emotionally through their real estate transactions. I love my job! Finding a home can be very stressful and I like to ease that stress as much as possible.
The right advice could help you find the right mortgage for you. Let's work together.
Current mortgage rates
Points:
Loan Type | Rate | APR | Points | Mo. Payment |
---|---|---|---|---|
30-year fixed | 6.600% | 6.866% | 0.925 ($3237.50) | $2235.31 |
15-year fixed | 5.625% | 6.065% | 0.928 ($3248.00) | $2883.06 |
FHA loan | 6.100% | 7.111% | 0.993 ($3031.14) | $1986.55 |
VA loans | 6.050% | 6.586% | 0.973 ($3975.68) | $2462.91 |
Jumbo loans | 6.350% | 6.557% | 0.874 ($7866.00) | $5600.12 |
* Rates current as of 3/25/2025 11:49 pm, provided by Molly Briggs, for Somerset County, NJ, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 68 North Finley Ave., Basking Ridge NJ, 07920