About Nathan Steiner
Nathan started in the mortgage industry 20 years ago as a junior in college while attending Michigan State University. Since then he has helped hundreds of families each year to accomplish their personal and financial goals. He takes a consultative approach for each of his clients and works to structure a plan that is specific to their needs. Some of the most common products he offers include Conventional, Jumbo, VA, FHA, and construction financing. As a seasoned lender, there is not much he hasn't seen before. His clients and referral partners value this experience and find comfort knowing if they have an uncommon financial background, he knows exactly how to advise them. When he is not busy assisting clients, he enjoys spending time with his wife and their active 3 boys. Some of his favorite activities are skiing, spending time on Lake St Clair and training for Ironman triathlons. Beyond his involvement as his son's baseball and soccer coach, his commitment to his community is demonstrated through his support of several organizations. He serves as the Director of the Chamber of Commerce and the Nominating Chair of the Grosse Pointe Farms Foundation. As a Grosse Pointe native he strives to make an impact on his community and leave a lasting impression for anyone he meets. For many, purchasing a home is one of the biggest investments you make in a lifetime. Nathan is committed to making that process an easy one. If you are looking to buy or refinance your home please don't hesitate to give him a call. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Rate for current rates and for more information. Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
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Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.550% | 6.807% | 0.915 ($3202.50) | $2223.76 |
| 15-year fixed | 5.500% | 5.892% | 0.864 ($3024.00) | $2859.79 |
| FHA loan | 6.050% | 7.045% | 0.952 ($2905.98) | $1976.69 |
| VA loans | 5.990% | 6.516% | 0.905 ($3697.83) | $2447.14 |
| Jumbo loans | 6.350% | 6.539% | 0.819 ($7371.00) | $5600.12 |
* Rates current as of 3/29/2025 11:51 am, provided by Nathan Steiner, for Wayne County, MI, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 86 Kercheval Avenue, Grosse Pointe Farms MI, 48236