About Richard Day & Mortgage Team
Richard has been a mortgage banker since 1988. Born in Kirkwood, MO (sub. of St. Louis), he moved to Austin, TX to study, then 3 years later moved to Baltimore where he entered the lending industry. In 1997, he moved to Richmond, VA, where resides with his girlfriend Beth, that is when they are not at her beach house in Corolla, NC.
Since 1991 he has helped borrowers fund over 1,500 renovation mortgages. He was the first loan officer in the U.S. to create a curriculum to teach renovation financing as a continuing education course for the real estate industry ('93). In addition to funding renovation loans, he has been a borrower on 4 different properties: An investor purchase; a refinance of a primary residence (addition); a owner occupied primary residence of a 1912 home that he lived in for 10 years; and an 1853 shell that he purchased and renovated into a 3 unit dwelling. Richard can do most any kind of mortgage, but his love of old houses keeps him focused in the renovation lending space. He hates to waste things, and almost everything is fixable.
Richard has 2 sons. Liam a graduate of James Madison University (Poli Sci. and Econ.) is now in the Peace Corps and plans to pursue a career in government/public policy. Luke is a senior psychology major at Virginia Commonwealth University and is interested in pursuing a career in applied behavioral analysis.
A lover of music, Richard has owned thousands of vinyl records and regularly catalogues a wide variety of music in every imaginable genre. On occassion you can get a Cajun or Zydeco dance lesson from him at a local haunt in Richmond and at thier annual Folk Festival. He is passionate about squash, the sport, (see 2028 Olympics) and plays as often as possible, despite having both of his knees replaced in 2024. His favorite mode of trasportation is his 1996 BMW R850R, or his 1978 Lambretta J200 scooter. Almost every summer, time allowing, he cans around 75 jars of homemade salsa.
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Located at 385 Garrisonville Road, Suite 117 Stafford VA, 22554