About Sean Goudreau
Mortgages don't have to be complicated, confusing, or overwhelming!
I make the mortgage process simple. In 1960, the Navy shared the acronym KISS (keep it simple, stupid) with the world. In most things in life, simplicity is the goal and unnecessary complexity should be avoided - I apply this to the process of financing a home. My simple approach has helped me earn the trust of thousands of borrowers since 2010. According to Mortgage Executive Magazine 2021, I'm ranked in the top 1% of loan originators nationwide. My clients are always matched with the perfect loan product because I have a multitude of different investors and programs to choose from. No one wants unexpected surprises when they buy a home! I have control over the entire process so there is 100% transparency and honesty and no last-minute hiccups. At the end of the day, I'll tell you how it is based on my experience - and I'm not afraid to be brutally honest! In my spare time, I enjoy spending time with my wife and two kids, car racing, weight lifting, and swimming, and I am on a mission to learn how to juggle on a unicycle
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.750% | 7.079% | 0.931 ($3258.50) | $2270.09 |
| 15-year fixed | 5.750% | 6.184% | 0.693 ($2425.50) | $2906.44 |
| FHA loan | 6.125% | 7.153% | 0.773 ($2359.59) | $1991.48 |
| VA loans | 6.100% | 6.695% | 0.998 ($4077.83) | $2476.09 |
| Jumbo loans | 6.375% | 6.586% | 0.699 ($6291.00) | $5614.83 |
* Rates current as of 4/9/2025 02:37 am, provided by Sean Goudreau, for Middlesex County, MA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 465 Waverley Oaks Rd, Suite 200 Waltham MA, 02452