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1. The Rate FastTrack provides that eligible borrowers will receive a "Clear to Close Loan Commitment" ("CTC") within twenty-four business hours from Rate's receipt of all necessary borrower documentation. Rate reserves the right to revoke this "CTC" at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. CTC is subject to certain underwriting conditions, including clear title and no loss of appraisal waiver, amongst others. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within twenty-four business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Eligible for primary and second homes. Property must be eligible for an Appraisal Waiver and borrower must opt in to AccountChek for automated income and asset verification. Self-employed borrowers and Co-borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Offer not available from any d/b/a or operations that do not operate under the Rate name. $250 Closing Cost Credit is available from 5/1/22 through 11:59 PM, 12/31/22 and is applied at closing, no cash value. Not available in all states. Restrictions apply. Contact Rate for more information.

2. Rate cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on all involved parties level of participation at any stage of the loan process. Contact Rate for more information.

Tenga en cuenta que las solicitudes, las divulgaciones legales, los documentos y demás material relacionado con los productos o servicios de Rate que se promocionan en esta página se ofrecen en inglés únicamente. Este sitio se traduce al español para la conveniencia de nuestros clientes, pero no todas las páginas están traducidas. En caso de existir discrepancias entre el contenido de la traducción y el contenido de la misma página en inglés, prevalecerá la versión en inglés.

Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.

*Rate cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on all involved parties level of participation at any stage of the loan process.