About Mack Blankenship
As a mortgage professional for over 30 years Mack Blankenship offers his clients a valuable wealth of knowledge and experience so they feel confident that they're not only receiving the best service, but that they're also receiving a home loan that best fits their unique needs.
"I love being a loan officer and connecting and helping families who end up becoming friends. I've been a mortgage banker for 26 years and have closed loans for thousands of clients. Today, I close loans for the children and sometimes grandchildren for clients going back 25 years."
Blankenship has 3 children and 3 grandchildren, Laila, Ila and Mason. He has also completed **7 IronMan** triathlon events, dozens of marathons and dozens of smaller triathlons. Blankenship was a guide for a blind athlete in the **2012 Boston Marathon** and a guide for the **2015 Paralympic National Triathlon** and assisted in the training of **IronMan para-triathlete Brand Adame**.
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.375% | 6.663% | 0.873 ($3055.50) | $2183.54 |
| 15-year fixed | 5.375% | 5.790% | 0.763 ($2670.50) | $2836.63 |
| FHA loan | 5.990% | 6.930% | 0.698 ($2130.65) | $1964.90 |
| VA loans | 5.750% | 6.275% | 0.805 ($3289.23) | $2384.48 |
| Jumbo loans | 5.990% | 6.190% | 0.909 ($8181.00) | $5390.17 |
* Rates current as of 4/4/2025 02:36 am, provided by Mack Blankenship, for Harris County, TX, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 2603 Augusta Drive, Suite 420 Houston TX, 77057