About Oliver Cuevas
Se habla Español. Oliver Cuevas is known for his professionalism, high-level of service, and in-depth knowledge of mortgage products including conforming, non-conforming, jumbo, FHA, VA, and Non QM loan products. #mortgageloans #purchase #refinance #cashout #nopmi Rate loan products enable Oliver to deliver customized mortgage solutions to suit borrowers’ short and long-term financial goals with an emphasis on low costs and rates. Unrivaled service that allows borrowers to negotiate from a position of strength and expedite the home buying process. Whether you are purchasing a new home or refinancing your existing mortgage, Oliver will guide you through the entire loan process. He can be reached at Oliver.Cuevas@rate.com or by phone at 818-335-3577.
Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en Inglés. Le sugerimos que trabaje con un intérprete de su elección. Podrá encontrar más información sobre el proceso de préstamo en español en https://www.consumerfinance.gov/es/herramientas-del-consumidor/hipotecas/
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.625% | 6.928% | 0.899 ($3146.50) | $2241.09 |
| 15-year fixed | 5.750% | 6.230% | 0.697 ($2439.50) | $2906.44 |
| FHA loan | 6.124% | 7.205% | 0.935 ($2854.09) | $1991.28 |
| VA loans | 6.075% | 6.671% | 0.929 ($3795.90) | $2469.50 |
| Jumbo loans | 6.125% | 6.347% | 0.636 ($5724.00) | $5468.49 |
* Rates current as of 4/5/2025 10:24 pm, provided by Oliver Cuevas, for Ventura County, CA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 2655 First Street, Suite 250 Office 34 Simi Valley CA, 93065