About Petya McLaughlin
Petya Popova McLaughlin: Your lender for life. As Senior Vice President of Mortgage Lending, she has assisted homebuyers in becoming proud homeowners since 2001. Committed to providing excellent customer service, and placing great value in helping her customers achieve the ultimate dream of homeownership, Petya spends an enormous amount of time educating her clients and helping them make the right financial decision based on their unique needs. "As an immigrant from a country that didn't have a developed residential lending system, I have an immense appreciation of homeownership and the role of the lending industry. As a mortgage lender, I have the opportunity, skills and experience to assist my clients and their families. I am always available to answer any loan related questions during the loan transaction and beyond. I believe in creating relationships for life and I am grateful for the opportunity to bring value, to assist my clients and be a part of the home purchasing process. I consider investing in real estate to be investing in your successful financial future." As a mortgage lender, Petya's competitive advantages include low interest rates, open communication with all of her clients, and fast and smooth closings. She specializes in conventional, FHA, VA, CalHFA and Jumbo loans and is licensed in four states including California, Colorado, Idaho, and Washington. Prior to joining Rate, Petya worked at several other banks and mortgage companies. Her strong finance background is key to her and her clients' collective success. She has a Master's degree in Economics and Post Graduate degree in ESL and Business Administration. Petya has called San Diego her home since 2001 and with her husband and their two children. They love their San Diego community, and are very involved within it. Her favorite pastime is traveling. She and her family love vacationing in Europe, the North West, and even day trips around San Diego. During her free time she enjoys music, the arts, and home renovations.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.490% | 6.797% | 0.931 ($3258.50) | $2209.94 |
| 15-year fixed | 5.500% | 5.988% | 0.742 ($2597.00) | $2859.79 |
| FHA loan | 6.000% | 7.045% | 0.79 ($2411.48) | $1966.87 |
| VA loans | 5.990% | 6.513% | 0.79 ($3227.94) | $2447.14 |
| Jumbo loans | 6.125% | 6.404% | 0.926 ($8334.00) | $5468.49 |
* Rates current as of 4/5/2025 06:40 pm, provided by Petya McLaughlin, for San Diego County, CA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 2020 Camino Del Rio North, Suite 1010 San Diego CA, 92108