Be a Rainmaker
A best-practice platform built to provide you, your customers and referral partners the easiest and most efficient way to close loans.
The Proactive POD flow model is the accelerator for your business.
Managed correctly by you, the Vice President of Mortgage Lending, our model will enable you to exponentially grow your business. Utilizing state-of-the-art technology, a smart workflow process and best-of-the-best employees who are compensated for both speed and quality, our model frees you up to focus on what only you can do.
The Happy Path streamlines the customer experience.
Make things better for your customers and easier for your team.
Tech to help build your business.
Confidently set and meet aggressive expectations with Rate’s enhanced efficiency tools.
YBR: Your loan command center
Our real-time automated pipeline management tool has dashboards, role-specific work queues, task lists and chat messaging.
Toto: Your pipeline in your pocket
Mobile-friendly pre-qualification tool gives LOs access to their loans with the ability to generate and send pre-approval letters. It's your pipeline in your pocket.
YBR: Your loan command center
Our real-time automated pipeline management tool has dashboards, role-specific work queues, task lists and chat messaging.
Toto: Your pipeline in your pocket
Mobile-friendly pre-qualification tool gives LOs access to their loans with the ability to generate and send pre-approval letters. It's your pipeline in your pocket.
The Proactive POD is your dedicated team to grow your business.
Delegate and audit using GR technology.
Vice President
Delegate tasks so you can spend 80% of your time on rainmaking activities and 20% leading the team.
Production Manager
Your right hand. This role handles 90% of the processing issues for the Vice President.
Processing Team
Role specialization allow individuals to master their jobs and be more efficient.
Underwriting & Closing
Regional experts support you based on your geography, providing you a concierge-level of service.
We have big goals and are looking for people who can help us reach them. Join us!
Rate, Inc. is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason prohibited by law.
Accessibility | Licensing | Notice to Vendors | Privacy Policies | SMS Terms | Terms of Use | DNC | NMLS Consumer Access
Delaware Licensed Loan Officers | Texas Consumers: How to file a complaint | Do Not Sell or Share My Personal Information and/or Limit the Use of My Sensitive Personal Information
Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
Copyright © 2025 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved.
NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org.
Arizona Mortgage Banker License #0907078
3940 N. Ravenswood Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.