Mortgage Articles & Resources

Let our mortgage articles help you understand both our services and home loans in general. Rate is dedicated to placing you and your needs at the center of everything we do, and that includes sharing our wisdom and expertise. Explore our collection of mortgage articles and let us know how we can help you navigate your home-buying journey.

Buying a Home

How to Apply for a VA Home Loan

By Marty Arneberg on 11/21/2024

See exactly how to apply for a VA Loan. Our VA loan application guide will ease you through the process of a getting a custom VA home loan that suits your needs.

Mortgage Process & Options

What Is an FHA Cash Out Refinance | How to Apply

By Matthew Dewoskin on 11/22/2024

Find out how an FHA cash-out refinance works and how it can give you access to cash for home improvements, debt consolidation, and more.

Winter wish list for your home

By Craig Wales on 11/20/2024

What is a Joint Mortgage and How Does It Work?

By Matthew Dewoskin on 11/20/2024

View all Buying a Home articles

HELOC vs. Home Equity Loans: A Comparison

By Matt Carson on 11/21/2024

Find the best mortgage lender with these 20 questions

By Craig Wales on 11/21/2024

View all Mortgage Process & Options articles

Owning a Home

HECM & Reverse Mortgage: Myths & Facts

By Matthew Dewoskin on 7/5/2023

Do you have questions about reverse mortgages or HECM? Get the facts on common myths and misconceptions & learn more about tapping into your home’s equity.