About Roberto Delgado
I am an experienced mortgage banker working in the Greater Chicagoland Area. I have lived and worked in the Western Suburbs for the last 22 years.
95% of my business comes from referrals. I build strong relationships with my clients and many of them consider me a life long adviser. I am passionately focused on helping people obtain the best rate and closing cost scenario on their mortgage. I have been a mortgage banker and broker for over 22 years. I have owned a mortgage company, as well as ran branches for multiple other companies. I service many areas of Chicagoland including Naperville, Plainfield, Oswego, Aurora, Montgomery, Elgin, Joliet, Schaumburg and Wheaton. I am also licensed in Florida, Wisconsin, Michigan and Indiana. My team and I are very hands on with the entire process. I take the time to track the bond market daily in order to give you an affordable mortgage rate and closing cost scenario. I am fully committed to providing each of my clients with personalized service and make their loan process a smooth transaction from beginning to end.
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.875% | 7.144% | 0.996 ($3486.00) | $2299.25 |
| 15-year fixed | 5.875% | 6.301% | 0.806 ($2821.00) | $2929.91 |
| FHA loan | 6.250% | 7.253% | 0.81 ($2472.53) | $2016.25 |
| VA loans | 6.125% | 6.697% | 0.998 ($4077.83) | $2482.70 |
| Jumbo loans | 6.125% | 6.323% | 0.785 ($7065.00) | $5468.49 |
* Rates current as of 4/5/2025 10:42 pm, provided by Roberto Delgado, for Will County, IL, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 24113 Lockport Street, Suite B Plainfield IL, 60544