About Sarah Gomes
I have been a loan officer for 19 years and hold a BS in Business Administration from Bryant University. I am currently licensed to originate mortgages in MA, RI, CT and FL. Prior to joining Rate, I have worked for several reputable mortgage lenders and have thrived in the mortgage industry. Before entering the Financial Industry, I was recruited into a sales team for a print production company and then to an advertising and project management company. There, I maintained strict deadlines and worked within budgets and made customer service my top priority. I have the flexibility of creating my own schedule which allows me to work with all of my clients’ schedules. I was born and raised in New Bedford, MA and currently reside in Acushnet, MA. I enjoy volunteering, competitive sports and spending time with my husband of 20 years, our 2 children and 2 dogs.
As my client, you may choose to meet me virtually, at your home or my convenient branch location in Fairhaven, MA. I can be reached via email, text, or phone call day and night, including weekends. What separates me from other loan officers is that I am the main point of contact for all my clients, from origination to closing. I also try to attend each closing to assure a smooth process. I rely on referrals through clients and business associates to sustain my business. Through the years, I have worked with every loan in the industry and currently work with Conventional, VA/FHA, and Jumbo residential loans. I manage my business with effort and open communication.
Organizations that I am currently active in: • Vice Chairperson/Member: Acushnet School Committee, Acushnet, MA (2015 to Present) • Member/Past President: Acushnet PTO (Elementary and Middle School), Acushnet, MA (2012 to Present) • Member: South Coast Business Connection, Fairhaven, MA (2015 to Present) • Southcoast Chamber of Commerce, New Bedford, MA (2014 to Present)
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Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.375% | 6.698% | 0.998 ($3493.00) | $2183.54 |
| 15-year fixed | 5.750% | 6.247% | 0.727 ($2544.50) | $2906.44 |
| FHA loan | 5.990% | 7.068% | 0.85 ($2594.63) | $1964.90 |
| VA loans | 5.990% | 6.539% | 0.852 ($3481.28) | $2447.14 |
| Jumbo loans | 6.000% | 6.252% | 0.866 ($7794.00) | $5395.95 |
* Rates current as of 4/6/2025 04:56 am, provided by Sarah Gomes, for Plymouth County, MA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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