About Mike Arrieta
Mike considers himself as the "Lender in Your Pocket". With excellent communication, honesty, and knowledge – he is lending across the country from Hawaii to the west coast to the east coast. His clients feel like he and his team of dedicated mortgage professionals, are there whenever they need him.
Mike has built a reputation in the mortgage industry for being accessible night and day. Leveraging the latest technology and understanding today's mortgage markets, he helps guide his clients to make the best economical decision for them, their family, and their goals for the future.
Mike has been in the real estate industry for over a decade. He is passionate about the wealth potential of real estate and helping consumers achieve homeownership. As an active investor he loves helping other investors pursue financial freedom in rental property. His experience and detail set him apart, planning for 99.9% of contingencies before entering a contract, to ensure a smooth transaction and efficient closing.
Here is what you can expect from Mike Arrieta and his team:
Mortgage application and approval process will be done efficiently and quickly. Loan representative will be experienced, knowledgeable, and courteous. Your home loan closing experience will be stress free and "In-The-Know". We will keep you and your Real Estate Agent updated regularly throughout the entire home buying process.
Buying a home is one of the biggest investments of your life. Mike and his team will be there every step of the way to ensure your home buying experience is the best it can possibly be.
The right advice could help you find the right mortgage for you. Let's work together.
Get approved in one day
The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.575% | 6.848% | 0.981 ($3433.50) | $2229.53 |
| 15-year fixed | 5.750% | 6.042% | 0.531 ($1858.50) | $2906.44 |
| FHA loan | 6.075% | 7.066% | 0.931 ($2841.88) | $1981.62 |
| VA loans | 5.990% | 6.521% | 0.987 ($4032.89) | $2447.14 |
| Jumbo loans | 6.350% | 6.575% | 0.978 ($8802.00) | $5600.12 |
* Rates current as of 3/29/2025 01:45 am, provided by Mike Arrieta, for Clark County, NV, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
We're in your pocket
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The Rate App allows you to:
- Monitor your loan status
- Connect with your loan team
- Calculators, tools, guides, and advice
- Track your home value
- Wellness tips to help you grow holistically
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Located at 9275 W Russell Rd., Suite 275 Las Vegas NV, 89148