Mike considers himself as the "Lender in Your Pocket". With excellent communication, honesty, and knowledge – he is lending across the country from Hawaii to the west coast to the east coast. His clients feel like he and his team of dedicated mortgage professionals, are there whenever they need him.


Mike has built a reputation in the mortgage industry for being accessible night and day. Leveraging the latest technology and understanding today's mortgage markets, he helps guide his clients to make the best economical decision for them, their family, and their goals for the future.


Mike has been in the real estate industry for over a decade. He is passionate about the wealth potential of real estate and helping consumers achieve homeownership. As an active investor he loves helping other investors pursue financial freedom in rental property. His experience and detail set him apart, planning for 99.9% of contingencies before entering a contract, to ensure a smooth transaction and efficient closing.


Here is what you can expect from Mike Arrieta and his team:  
Mortgage application and approval process will be done efficiently and quickly. Loan representative will be experienced, knowledgeable, and courteous. Your home loan closing experience will be stress free and "In-The-Know". We will keep you and your Real Estate Agent updated regularly throughout the entire home buying process.  
Buying a home is one of the biggest investments of your life. Mike and his team will be there every step of the way to ensure your home buying experience is the best it can possibly be.

VP of Mortgage Lending

Mike Arrieta is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (808) 650-2147 for more information!

Mike Arrieta at Rate (NMLS #985068)

Prior to embarking on my Financial career, I spent 15 years working in Hospitality.  My final six years of Hospitality work was with the Four Seasons Resorts, the global leader in customer service, and why service is so ingrained in my business practices. I was inspired to make a career change by two Real Estate Agents whose clients had suffered due to lack of customer service from their lending partners. They encouraged me to obtain my license to lend then partnered with me as their lender of choice and I’ve never looked back. Clearly the mortgage industry has changed since I originally licensed back in 2002 and I expect change to continue regarding guidelines, loan programs, and regulation. Driving my knowledge to be the accurate source of information for my clients and partners positions me to be a true asset to each of them. Staying proactive, driving my knowledge, and applying impeccable customer service allows me to stay nimble and remain comfortable with change to best serve my clients. Interestingly, I often receive calls from potential home buyers thinking they need 20% down to buy a house (not a requirement). There are many misconceptions about home loans that continually circulate—down payment requirements, fear of adjustable rate loans, what does pre-qualification mean, etc. I am your advocate. ASK ME! I take pride in understanding the “why” part of the business and understanding the “why” reduces anxiety during the home buying process. I was born and raised in Arizona where most of my family still resides. I spent nearly a year living in and travelling through Mexico, where my father was born. In fact, I bought a sail boat for that adventure although I had never set foot on a sail boat before buying one! Turned out to be a wonderful journey, met many wonderful and interesting people, and learned a lot about myself.  I still love sailing to this day!

Branch Manager

John Paul Mulchay is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, John Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact John Paul at (702) 214-1020 for more information!

John Paul Mulchay at Rate (NMLS #375868)

After serving my country for 6 years in the Army I was drawn to the mortgage world because of my desire to serve others. Would you like a smooth mortgage process, a loan officer available when you are and a mortgage advisor for life? My team and I would love to help you realize the dream of homeownership and be there for your mortgage needs after your purchase!

Quint Zuhlke is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Quint is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Quint at (702) 425-2053 for more information!

Quint Zuhlke at Rate (NMLS #1497453)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Regional Manager/SVP of Mortgage Lending

Joe Cordone is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (562) 243-6340 for more information!

Joe Cordone at Rate (NMLS #366298)

se habla Español  I was born in Carson, CA and raised in Jalisco, Mexico. After graduating Carson High School in 2008, I moved to Las Vegas, NV. I obtained my BSBA - Finance from the University of Nevada, Las Vegas. I have been in the mortgage industry since 2008 and never looked back. My team and I are relationship based and if you are looking for a trusted mortgage loan officer, look no further. One of the key components that differentiate me from most lenders is that I'm not just an "App Taker". I promise to deliver total transparency and most importantly, I ensure smooth closings.   Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en Inglés.  Le sugerimos que trabaje con un intérprete de su elección.

Joel Panduro is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joel at (702) 419-5363 for more information!

Joel Panduro at Rate (NMLS #832928)

Your mortgage process should be all about you and your experience. That's why we aim for your 100% satisfaction. How do we do it? First, our goal is to structure your loan with the lowest costs possible. Second, the loan application process is easy-peasy. You'll see when you click on the Apply Now button. Third, you have access to me and my team throughout the entire mortgage transaction, so you are comfortable with every step. It's that simple. Looking forward to working with you.....Oh, and if you want to know more about me personally, please click the Read More link.





With 25+ years of experience in the mortgage and banking industry, and over 10,000 loan transactions under her belt, Kari Phillips is a Loan Officer and Branch Manager like no other at one of the country’s top mortgage lenders - Rate. Kari leads a team which provides both borrowers and real estate agents with the best service and great loan products available, while differentiating itself in the lending space by offering fair and transparent rates and with a goal of driving to a full underwritten approval before they are in contract, rather than the simple “pre-qualification” – all of this allowing the strongest possible position for clients to purchase or refinance.







Kari is the proud mother of two girls, and wife of 18 years to her college sweetheart, whom she met while pursuing her Bachelor of Arts Degree in Marketing from Hillsdale College while on a basketball scholarship. She also went on to receive her Masters in Business Administration (MBA) from the University of Toledo. Life brought the Phillips family to Las Vegas over 20 years ago where her husband is a practicing probate attorney. In her free time Kari can be found on the greens mastering her golf swing, painting, or supporting her kids at their favorite sports and activities.







Come see why Kari and her team at Rate come so highly recommended by Real Estate Agents and borrowers alike.

Branch Manager/ Loan Officer

Kari Phillips is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kari is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kari at (702) 375-3401 for more information!

Kari Phillips at Rate (NMLS #309701)

Kenneth Kim is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kenneth is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kenneth at (702) 790-8700 for more information!

Kenneth Kim at Rate (NMLS #382649)

Claudia Arias is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Claudia is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Claudia at (702) 790-8754 for more information!

Claudia Arias at Rate (NMLS #356285)

Erica Parra is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Erica is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Erica at (702) 790-8756 for more information!

Erica Parra at Rate (NMLS #1787581)

As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, I am committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact me for more information!

Anthony Arrington is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Anthony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Anthony at (702) 296-6918 for more information!

Anthony Arrington at Rate (NMLS #203114)

VP_DE_PRéSTAMOS_HIPOTECARIOS

Olga Vizcarra is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Olga is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Olga at (702) 790-8697 for more information!

Olga Vizcarra at Rate (NMLS #1251027)

I'm a business leader with expertise in helping clients and entrepreneurs achieve their mortgage needs. Recognized for success with problem-solving, eliminating obstacles, making decisions and achieving consistent results. Excellent qualifications in customer relationship and leadership, with more than 12 years of experience in the mortgage business. I provide an outstanding service and experience. I'm a Licensed Mortgage Originator for Nevada, California, and Arizona. Graduated with a Bachelor's Degree in Business Management in 2008 and a Masters in Business Administration in 2009. I can use my educational qualification and leadership to help achieve the client's needs. I speak English and Spanish fluently, which allows me to assist in communities in which I serve.

Fabiola Alvarez is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Fabiola is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Fabiola at (702) 845-5276 for more information!

Fabiola Alvarez at Rate (NMLS #1028748)

Stefanie Williams is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Stefanie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Stefanie at (702) 832-1296 for more information!

Stefanie Williams at Rate (NMLS #1898064)

Miguel Villalta is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Miguel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Miguel at (702) 216-5605 for more information!

Miguel Villalta at Rate (NMLS #1611148)

I was born and raised in Las Vegas to immigrant parents, I have always found my heart in serving this community, whether as part of my role as loan officer, volunteer work, or spiritual growth. I have been in the mortgage industry since 2004, with my primary focus being on new buyers who need help and guidance through this important step in their lives. In recent years I have expanded my services to other states including California, Arizona, and Texas. Family is first and foremost in my life. I am currently a Las Vegas Sales Manager for Guaranteed Rate and work hard for our growing team. I was President of NAHREP Las Vegas Chapter in 2018 (National Association of Hispanic Real Estate Professionals), Vice President of CSNV 2018-2019 (Community Services of Nevada), and I continue to find ways to share my passion for helping others.

Producing Sales Manager

D'Ana Duran is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, D'Ana is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact D'Ana at (702) 850-9858 for more information!

D'Ana Duran at Rate (NMLS #349128)

Connie Harris is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Connie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Connie at (702) 745-0117 for more information!

Connie Harris at Rate (NMLS #1613161)

Roger White is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Roger is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Roger at (702) 745-0131 for more information!

Roger White at Rate (NMLS #644333)

Diamond Tran is your Las Vegas local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Diamond is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Diamond at (702) 963-0575 for more information!

Diamond Tran at Rate (NMLS #367517)

Las Vegas

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18 Loan Officers Las Vegas, NV