About Greg Wickstrand
Greg Wickstrand has been helping families and individuals down the path to homeownership and residential property investment for over 20 years. With nearly a billion dollars of career loan fundings, he has worked for some great companies in his career, but he believes there has been no better place to work than his last 6 years here at Rate in San Diego. Greg has routinely ranked in the top 3% of Home Loan Originators throughout his career, but Rate has surpassed his personal expectations. He has achieved the Presidents Club award all 6 years and the Chairman's Circle Award twice.
What Greg enjoys most is helping his First Time Homebuyer and Activity Duty and Retired Military families obtain their dream of homeownership. He educates them on what it takes to own a home and manage their personal finances which stabilizes their finances today and helps build wealth for them and their families in the future.
Whether a client needs help in purchasing a new home, refinance an existing mortgage to enjoy a lower interest rate, or explore what the best Home Equity Line of Credit options are for either remodeling or reconsolidating debt, Greg stands ready to help. Rate has a vast array of Conventional, Jumbo, FHA, and VA home financing options with competitive current mortgage rates.
Greg uses his vast experience to help both clients and the real estate community by providing a personalized total cost loan analysis that helps them compare different loan options to make sure they are getting the right loan to meet their short- and long-term financial goals. This approach goes way beyond the typical lenders Mortgage Loan Calculator. He truly believes, finding the right mortgage payment is far more than just how much money someone has for their down payment.
Whether it's a first-time homebuyer, a move up buyer, or a seasoned real estate investor Greg will guide them with confidence and patience to make the home finance process less stressful. Greg is committed to being accessible to you and your realtor, communicating proactively throughout the entire process. You can be sure that he will always have your best interest in mind.
The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
Current mortgage rates
Points:
| Loan Type | Rate | APR | Points | Mo. Payment |
|---|---|---|---|---|
| 30-year fixed | 6.750% | 7.106% | 0.881 ($3083.50) | $2270.09 |
| 15-year fixed | 5.750% | 6.231% | 0.67 ($2345.00) | $2906.44 |
| FHA loan | 6.125% | 7.182% | 0.786 ($2399.27) | $1991.48 |
| VA loans | 6.075% | 6.669% | 0.89 ($3636.54) | $2469.50 |
| Jumbo loans | 6.490% | 6.783% | 0.916 ($8244.00) | $5682.69 |
* Rates current as of 4/1/2025 01:48 pm, provided by Greg Wickstrand, for San Diego County, CA, and are subject to change without notice.
Mortgage rates disclaimers
30 year, 15 year rate assumptions
- Purchase price: $437,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA rate assumptions
- Purchase price: $310,880
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo rate assumptions
- Purchase price: $1,200,000
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA rate assumptions
- Purchase price: $400,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
- Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend.
The actual fees, costs, and monthly payment on your specific loan transaction may
vary, and may include city, county, or other additional fees and costs. Mortgage rates
are offered exclusively through Rate, Inc. and are subject to change without
notice. The payment amount does not include homeowners' insurance, flood insurance
(if applicable), or property taxes that must be paid in addition to your loan payment.
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money
expressed as a yearly percentage. For mortgage loans, excluding home equity lines of
credit, it includes the interest rate plus other charges or fees (such as mortgage
insurance, discount points, and origination charges). These mortgage rates are based
upon a variety of assumptions and conditions, which include a consumer credit score
that may be higher or lower than your individual credit score. Your loan's interest
rate will depend upon the specific characteristics of your loan transaction and your
credit history up to the time of closing. Refinancing may cause finance charges to be
higher over the life of the loan. Rate, Inc. has no affiliation
with the US Department of Housing and Urban Development, the US Department of Veterans
Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture,
or any other government agency.
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Located at 2020 Camino Del Rio North, Suite 1010 San Diego CA, 92108