The national average mortgage rate is 6.644%

Find out what your personal rate could be.










Your complete guide to mortgage rates

5 min approvals. Easy process.**

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Mortgage rates FAQs

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Mortgage rates are changing daily, check your personal rate today to start your home buying journey.

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Paving the way since Y2K

0BADBA96-4EFF-4947-BB17-54881092BC53

$23.6B

Funded loans in 2024

Our story
9A7890C4-7D85-4AE9-AF44-8697FACF2B94

97%

Customer Satisfaction Score *

Why you'll love us
9E3C9AD9-2BCD-4CA5-A022-5BB645CA878B

600+

Branches serving all 50 states

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*97% Customer Satisfaction: Data Source: Rate's Client Satisfaction Surveys (Averaged 2023)
**Rate’s 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.