Mortgage Articles & Resources
Let our mortgage articles help you understand both our services and home loans in general. Rate is dedicated to placing you and your needs at the center of everything we do, and that includes sharing our wisdom and expertise. Explore our collection of mortgage articles and let us know how we can help you navigate your home-buying journey.
Buying a Home
Learn what a joint mortgage entails, how it affects credit, and ways to qualify with a co-borrower for shared ownership and financial responsibility.
Mortgage Process & Options
Discover how a cash-out refinance can help you access your home equity for debt, renovations, and more. Learn if it's the right move for you.
Owning a Home
Do you have questions about reverse mortgages or HECM? Get the facts on common myths and misconceptions & learn more about tapping into your home’s equity.
Mortgage News
Looking back at what happened in the housing market in 2024, along with highlighting the cities that saw the most change in homes for sale as well as prices.