LANGUAGE ACCESS AT RATE
The first and only mortgage experience
that speaks your language.
Our Language Access Program
Rate’s award-winning Language Access Program makes the mortgage experience available in your preferred language, with multilingual professionals, in-language technology, documents and interpretation services from first conversation through closing and beyond.
35k+
Spanish applications processed
4 languages
Preferred-language loan disclosures in
Spanish, Mandarin, Korean & Vietnamese,
with more to come
170+
Languages through interpretation services
Our 100% Spanish Mortgage Experience
With 18+ Spanish-language touchpoints, Rate brings Spanish into the people, technology, documents and updates that move your mortgage forward.
Start with a mortgage expert who speaks your language.
Bilingual loan officers: Get help in Spanish from your first conversation.
Bilingual loan processors: Work with someone who can help keep your loan moving in Spanish.
Verified language proficiency: Bilingual team members are evaluated for language proficiency.
Phone & video interpretation: Interpretation is available for additional languages when needed.
Apply for your mortgage in Spanish
Mortgage Coach: Compare loan options side by side in Spanish.
Digital application: Complete your mortgage application fully in Spanish.
Loan disclosures: Review important loan information in Spanish.
Document translation: Translation services are available for qualifying documents.
Keep up with your loan every step of the way
Loan updates: Receive automated email and status updates in Spanish.
Rate App: Check your loan progress from your phone in Spanish.
Borrower portal: Access your loan details and documents in one place.
Rate.com: Find mortgage information and resources 100% in Spanish.
Bring your language preference to the closing table.
Closing coordination: Your language preference can be shared with title and insurance partners to help support you through closing.
Stay connected after you get the keys.
Rate Alert in Spanish: Receive mortgage and market updates.
Financial education: Access resources to keep building your financial knowledge. Explore our community financial education and wellness page.
Leading the way in language access
Hear from our leaders helping shape how Rate expands language access across the mortgage experience.
Arlyn Kalinski
Executive Director of Emerging Markets at Rate
“Real estate agents and referral partners know this firsthand: when a buyer doesn't fully understand their loan in their own language, deals stall, trust erodes, and opportunities are lost — for the buyer and for you. Rate's Language Access Program closes that gap. It means faster closings, fewer surprises, and clients who feel confident every step of the way.”
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Shant Banosian
President of Rate, Top Producer
“We’ve seen the impact of investing in Spanish-language technology. Our Latino salesforce has grown, loan volume has doubled, and we’ve already had over 35,000 digital applications in Spanish. Now, with the Rate App in Spanish, we’re giving buyers the same powerful mobile experience that’s helped millions of homeowners, because language should never hold anyone back.”
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Camilo Escalante
Executive Director of Diverse Segments at Rate
“We feel transparency is a right no matter what language you speak. Our solution has no geographic boundaries, as Latinos are integral parts of city, suburban, small town, and rural communities in all 50 states. Now, Spanish-speaking homebuyers and real estate agents have trusted mortgage resources wherever they are.”
More ways to serve every client
Give your clients access to multilingual mortgage professionals, in-language resources and language support throughout the mortgage process.
Working together to expand homeownership
Rate is proud to work alongside leading organizations advancing homeownership, representation and opportunity across the real estate industry.
