About Richard Day
I have been a mortgage banker since 1988, and originating renovation mortgages since 1991. It is likely I was the first loan officer in the U.S. to create a curriculum to teach renovation financing as a continuing education course for the real estate industry. Having helped fund hundreds of renovation mortgages, I have also been a borrower on 4 different properties: 1 investor purchase; 1 refinance of a primary residence (did an addition); 1 owner occupied primary residence of a 1912 home that we lived in for 10 years; and an 1853 shell that I renovated into a 3 unit dwelling. I specialize in renovation lending mainly because I love old houses, and I hate to waste things. Almost everything is fixable.
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Located at 385 Garrisonville Road, Suite 117 Stafford VA, 22554