Once at the closing table, you will need to physically sign the remainder of your documents. These include:

• Mortgage

Pledges property to the lender as security for the debt repayment. This must be recorded with the county.

• Compliance Agreement

Your consent to cooperate with post-closing requests to fix errors to your loan docs. Occupancy and Financial Status Affidavit: Your attestation of your property occupancy intentions and your current financial status.

• Name/Signature Affidavits

Declares how Capture any variations to your name or signature on your credit profile and other legal documentation. you have in escrow for items such as real estate taxes and insurance.

• Notice of Right to Cancel

If you are refinancing, this document gives you the option to cancel the contract within a specified timeframe. By law, the homeowner has three business days to cancel the loan after closing.

• W-9 form

Lets lender report refunds that need to be processed and any interest collected from you.

• 4506-C

Enables lender or third party to request a copy of your federal income tax transcripts.

• Closing Disclosure

Breaks down your loan terms and the final settlement figures for closing.