Home value estimator: What's my home worth?
How can you find a home value estimate? Start by entering a specific address. The Home Value Estimator will search through millions of home records in our database. It will give you a real estimate, property information and current mortgage interest rates.
Get started with the tool now or take advantage of your home's equity when applying for a cash-out refinance or HELOC.
How much is my home worth?
Find out how much your home could be worth in today's market.
Which loan options are available for existing homeowners
Existing homeowners can tap into their home’s value through a home equity loan or refinance to change the terms of your loan.
HELOC options
One way you can tap into your home equity is through a HELOC, or home equity line of credit.
HELOCs open a line of credit based on the equity you have in your home. You can learn your home equity by subtracting your remaining mortgage balance from your home’s current value. Applying for a HELOC can show you how much of your home’s value you can access.
What makes a home’s value increase?
Your home’s value increases through improvements and housing market demand.
Home renovations can make your house more appealing to buyers. This can potentially increase the amount they are willing to pay.
When more buyers enter the housing market, property values can increase to meet the increased competition.
Do home values change often?
Home values can change often based on home sales in the area.
The price of homes in your area can affect your own home value. If nearby home prices increase, yours could rise as well.
Overall market trends can be determined by buyers joining the housing market. When more buyers join the housing market, values could go up. When there are more sellers in the market, values could go down.
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How accurate are home value estimates?
The home value estimator will give you an idea of what your home’s value will be based on public information and home values in the area. The value of your home will be based on the condition of the property and the housing market when you decide to sell. The exact value of your home will be determined by an appraiser.
The Home Valuation tool provides an estimated market value for your home using data collected from third parties and public records and is intended to provide you with a general value of the property. This is not an official appraised value nor is it the value that Rate, Inc. will rely upon in making a determination of value or in making a lending decision. Rate, Inc. will rely upon the value as provided by a licensed appraiser contracted by the company. The actual appraised value of any property may be higher or lower than the estimated market value provided by The Home Valuation tool. All estimations are for informational and educational purposes only, and in no way is any of the data contained herein to be construed as financial, investment or legal advice.
Rate, Inc. does not guarantee the quality, accuracy or completeness of the information provided. Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.