About Team Laura & Kate
**Laura Staerker (NMLS #58016)**: (845) 264-5276 | [email protected] **Katelynn Kipp (NMLS #2099664)**: (518) 653-0997 | [email protected] For more than 15 years Laura Staerker has been bringing her high standards and dedicated service to the mortgage industry. Maintaining an honest relationship filled with trust and confidence is paramount to Laura's business. From first time homebuyers to investors and seasoned buyers, Laura meets each transaction with professionalism, intelligence and care. She prides herself on educating borrowers on the mortgage process, ensuring they understand the products and build their confidence along the way. "I'm a problem solver and often hear 'Go see Laura'. My real estate agents and business partners alike know I will think a difficult situation through until I have found a solution". Her optimistic attitude and profound work ethic make her the perfect partner in meeting all of your real estate goals and objectives. Laura has created a solid reputation throughout Columbia County and the Hudson Valley. As a native of Upstate, NY, Laura energetically shares her deep knowledge of, and authentic love for her community with all of her clients.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Calculators, tools, guides, and advice
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Located at 335 Main Street, Office 1 & 2 Catskill NY, 12414
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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