Leadership

Disrupting an industry takes special leadership.

Led by Victor Ciardelli, our leadership team is made up of ambitious, creative thinkers who propel the disruptive nature of Rate’s unique business model, with a deep understanding that the mortgage revolution we started in 2000 requires constant nurturing, reinvention and commitment.

Victor Ciardelli, Founder and CEO of Rate

Victor Ciardelli

President & CEO

Victor Ciardelli is the President and CEO of Rate Companies. He’s known as an innovative and driven entrepreneur, and an inspirational and approachable leader who loves new thinking and creative ideas. He’s a passionate father of four, a great friend to people from all walks of life, and a believer in the law of attraction, positivity and healthy living.

Shant Banosian

Shant Banosian

President

Nikolaos Athanasiou

Nik Athanasiou

Chief Operating Officer

Kasey Marty

Kasey Marty

Chief Revenue Officer

Rola Gurrieri

Rola Gurrieri

Chief Fulfillment Officer

Regina Lall

Regina Lall

Chief Compliance Officer

Ramesh Sarukkai

Chief Product & Technology Officer

Jason Morrison

Jason Morrison

President, Direct to Consumer

Anwar Shatat

Anwar Shatat

General Counsel

Paul Anastos

Paul Anastos

Chief Innovation Officer

Adam Shoger

Adam Shoger

Chief Analytics Officer

Ted Ahern

Ted Ahern

Interim CFO & Chief Investment Officer

Ken Kane

Ken Kane

Chief Accounting Officer

Jeremy Collett

Jeremy Collett

Chief Capital Markets Officer

CJ Rose

CJ Rose

Executive Vice President of Growth and Acquisitions

Jim Hettinger

Jim Hettinger

Executive Vice President

Camilio Escalante

Camilo Escalante

Executive Director, Diverse Segments

Scott Ubersox

Scott Ubersox

Executive Vice President

Jenny Sepulveda

Jenny Sepulveda

Executive Vice President, Brand Innovation

Ron Bergum

Ron Bergum

Chief Retail Growth Officer

John Stewart

John Stewart

Chief Production Officer, West

Jeff Nelson

Jeff Nelson

Chief Production Officer, East

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Operating as Guaranteed Rate, Inc. in New York.

The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.

Version: release/2025-03-25-41a06ef