Leadership
Disrupting an industry takes special leadership.
Led by Victor Ciardelli, our leadership team is made up of ambitious, creative thinkers who propel the disruptive nature of Rate’s unique business model, with a deep understanding that the mortgage revolution we started in 2000 requires constant nurturing, reinvention and commitment.

Victor Ciardelli
President & CEO
Victor Ciardelli is the President and CEO of Rate Companies. He’s known as an innovative and driven entrepreneur, and an inspirational and approachable leader who loves new thinking and creative ideas. He’s a passionate father of four, a great friend to people from all walks of life, and a believer in the law of attraction, positivity and healthy living.



















