Make
Big Moves
It’s time you made a move to a company that helps you stand out above the rest. A company that looks ahead. A company that sets you up for success.
While other lenders pull back, we move forward, investing in our tech, our products, our programs and in our people.
It’s time you made a move to Rate.
- #2 Retail Mortgage Lender in America 1
- $21B+ funded in loan volume in 2023 2
- 3993 employees with 477 branches nationwide 2
- 97% Customer Satisfaction 2
Learn how our LOs earned 2x, 3x, even 5x more after joining Rate
Imagine the possibilities
We invest in you
PowerVP
- Run 100% of your business from the palm of your hand
- Compare loan scenarios
- Run credit
- Full visibility of your pipeline
Rate App
- Personal QR code permanently connects you with your clients upon download
- Gives clients one-touch access to loan status
- 5-minute mortgage approval*
SAME DAY MORTGAGE3
Get deals done in record speed
- Approval as fast as 1 day, close in as few as 10
- 72% of our loans qualify
- The competitive edge you need to take your business to the next level
Ready to double your business with our technology?
Double your growth with our Winning Formula
With access to cutting-edge technology and tailored resources, you can streamline the lending process, enhance client experiences and ultimately cultivate stronger relationships. By harnessing these tools effectively, Loan Officers can position themselves for sustainable growth and success in the competitive lending market.
PRODUCT & PRICING
Our goal is for you to fund every loan that comes your way
- Access to exclusive Fannie & Freddie programs and guidelines co-developed just for Rate
- #1 non-bank jumbo lender in the country, with 30+ national/regional prime non-agency outlets
- You’ll have flexibility so you can price to be as competitive as you want to be
Pod Model
Empowers you to grow exponentially
- Harness cutting-edge tech & revolutionary workflow processes
- Freedom to laser-focus on your core strengths
- Build your business like never before
Marketing
Increase your closed loan volume with Marketing
- Centralized CRM & marketing system
- Personalized retargeting ad campaigns to work for you
- High-quality social posts in 25 seconds or less with our social program
Biz Dev Team
Tackles the small stuff so you can focus on building relationships
- Dedicated to growing your referrals, planning events & scheduling meetings
- Averages 50 calls per Loan Officer per day
- Maximum efficiency for maximum growth
See how high you can go
“I want you to accomplish massive goals and dreams. I believe everyone can do 100 million.
Once you believe it, you can too.”
Marketing to gain market share
CRM Marketing
Social media support
Promotional items
Event planning
Retargeting ad campaigns
Our strength is in our uniqueness
Here at Rate, diversity, equity and inclusion matter. We are committed to creating an
environment of acceptance, belonging and positivity. It's our mission to make sure more people
have more options when it comes to buying the home of their dreams.
GROW
Rate Organization of Women (GROW) provides women a platform to learn and exchange ideas; one that allows them to build strength, confidence and empowerment to improve themselves and offer their support to women around them.
LEAD
LEAD is our multicultural ERG dedicated to transforming the mortgage industry by building future minority LEADers through recruiting, outreach and training initiatives.
PROUD
Our LGBTQIA+ organization has the mission to create a workplace in the mortgage industry that believes in everyone for who they are, wants them to succeed because of their talents and abilities, and makes them feel safe, welcome and PROUD!
VETNET
The mission of VetNet is to embrace our proud community of employee veterans who support and encourage each other through shared experiences, veteran recruitment, career development, outward engagement, professional growth and retention.
Our company’s #1 core value is “Grow for Good,” which simply means that the more we grow, the more good we can do in the world. One way we achieve this is through our Foundation, where Rate covers all administrative costs, so 100% of every dollar we receive helps the people we serve.4
$7.5 million
Total granted through 2023
34 Individuals
Helped in 2023**
2,060 Family Members
Helped since 2012
Make your move today
Don't hesitate any longer, make the move to Rate today. If you want
to double your business, utilize the industry's best tech and be a part of a
winning team, Rate is the place for you.
1 According to Mortgage Insight Magazine
2 Rate’s Client Satisfaction Surveys (Averaged 2023)
3 Rate’s Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Self-employed borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
4 The Rate Foundation is a non-profit charitable organization pursuant to Section 501(c)(3) of the United States Internal Revenue Code. Our Federal Tax ID # is 45- 4204135. Your donation to the Rate Foundation may qualify for an income tax deduction in accordance with Federal and/or State income tax laws. Please consult with your tax advisor to determine whether your donation is tax-deductible in whole or in part. Nothing in this communication is intended to constitute legal or tax advice. No goods or services were forwarded or offered in exchange for this contribution. 1800 W Larchmont Ave, STE 2, Chicago, IL 60613.
*Rate’s 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
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Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
Guaranteed Rate, Inc. d/b/a/ Rate may choose to recommend Rate Insurance, LLC. Guaranteed Rate, Inc. d/b/a/ Rate has 100% ownership and a direct or indirect financial interest in Rate Insurance, LLC. You are not required to use Rate Insurance, LLC.
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3940 N. Ravenswood Chicago, IL 60613
Operating as Guaranteed Rate, Inc. in New York.
The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.