About JD Cortese
JD Cortese has been a mortgage industry leader for the past 25 years. He keeps actively involved in the communities he works and lives in; with membership in the Barrington Chamber of Commerce, the Bucktown Community Organization, Lakeview Chamber of Commerce, Board member of the Midtown Educational Foundation, and the Old Town Chamber of Commerce. JD is also an accredited member of The Veterans Advocacy & Benefits Association. Each year JD supports the Jackson Chance Foundation with their annual Ping Pong Ball in the fall. An alumnus of Purdue University, JD is an annual sponsor of multiple Purdue Alumni Association events such as the John Purdue Club Mollenkiof-Keys Classic and Purdue Alumni Club of Chicago Golf Outing Fundraiser. As a student, JD was the Student Council Treasure, and member of the Men's Rugby Club, which competes in the Big Ten Universities Rugby Conference. He also continuously keeps abreast of changes in the mortgage industry with membership with the National Mortgage Brokers Association, Illinois Mortgage Bankers Association, and Florida Association of Mortgage Brokers. In addition to personal licensing in 46 major real estate states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington DC, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee Texas, Utah, Virginia, Vermont, Washington, Wisconsin, Wyoming. He can also help buyers finance in all 50 states. With $100 Million average yearly volume, 100% customer satisfaction in 2008 - 2018, and experience as a practiced real estate investor, JD can offer the knowledge you need and the customer service you want in your mortgage lender. JD's team members include: Sofie Damgren, Loan Coordinator; Reilly O'Toole, Sales Manager; Mallory Pickford, Sales Assistant and Stephen Bender, Marketing Assistant.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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