Chad has been in the industry for 26 years specializing in Conventional & Jumbo Lending. He is currently among the top 1% of mortgage originators in America according to Mortgage Executive Magazine, a recipient of the prestigious award of Chairman's Club, funding $107 million in closed loans in 2020. Chad was also awarded President's Club member consecutively over the past seven years. His business has increased significantly due to his strong work ethic, honesty, integrity, and attention to detail. He is committed to improving the loan approval to closing process while still providing a personal experience for each of his clients. Chad's clients can expect to develop a personal relationship with him and quick, accurate answers to any specific questions or concerns they may have throughout the loan process. 100% of Chad's business is referral based because his past clients and referral partners have full confidence that he will get deals done. Chad is also an active member of his community. He is a Board Member of Lifeline Colorado and an active volunteer and supporter of Catholic Charities. Chad was born and raised in Minnesota and has two daughters with his wife Laurel.

SVP of Mortgage Lending

Chad Drachenberg is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Chad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chad at (303) 861-5412 for more information!

Chad Drachenberg at Rate (NMLS #223413)

I started in the mortgage business in 2010. I previously worked in public policy, as a budget analyst for the state legislature. My husband, a realtor for 20 years, suggested I might enjoy the mortgage industry. I really love helping people with their home loans, ranging from the first-time home buyers to someone wanting to refinance in preparation for retirement. It's so rewarding and really an honor to help people with what is sometimes the most significant financial decision they will make in their lifetime.

Vice President of Mortgage Lending

Wendi Mahoney is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Wendi is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Wendi at (303) 285-1619 for more information!

Wendi Mahoney at Rate (NMLS #445993)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP Mortgage Lending, Retail Support Partner

Tanya Grimm is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tanya is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tanya at (303) 861-8690 for more information!

Tanya Grimm at Rate (NMLS #1755576)

Kristin has been a mortgage industry leader for the past 20 years.  Serving customers nationwide.  Graduated from San Diego State University with a B.S. in finance and a minor in economics.

Kristin Warren is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kristin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kristin at (303) 285-1631 for more information!

Kristin Warren at Rate (NMLS #631457)

I started in the mortgage business in March of 2007 with Rate in Chicago.  My wife and I moved to Denver at the end of 2012 and could not be happier with our decision. I have always enjoyed developing new relationships with clients, and working to provide them with the best service to meet their financing needs.  Helping with one of life's biggest purchases is a great honor and something I take very seriously.

Ryan Fellner is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (303) 285-1615 for more information!

Ryan Fellner at Rate (NMLS #206461)

Jennifer Fairfield grew up in Palos Verdes, California and graduated from the University of Southern California. She moved to Colorado in 1999 to be closer to family and enjoy the many outdoor activities the state has to offer.


Her parents were self-employed business owners and instilled in her a strong work ethic as well as the importance of having straightforward and honest conversations. During her many years in the mortgage industry, she learned there is no such thing as "typical" when it comes to her clients. Each client is unique with different needs and goals. By really listening, she presents options and solutions that best meet their goals. She will work hard on your behalf and leaves no stone unturned when structuring your loan. There are many facets to a real estate transaction, and stress from the financing should not be one of them! With open lines of communication and complete accessibility, Jennifer and her team will guide you through the process keeping you informed and excited about the end result - start to finish accountability. It's Jennifer's mission to deliver consistently high-quality service year after year. Trust can't be bought; it can only be earned. At the root of Jennifer's core values is the intent to earn your trust.


If you are concerned about affordability or down payments, she will take the time to educate you on the various programs available that can make homeownership possible. First home, vacation home, or investment properties – she and her award-winning team welcome the opportunity to serve you and earn your trust!

Senior Vice President of Mortgage Lending

Jennifer Fairfield is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jennifer is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jennifer at (303) 285-1607 for more information!

Jennifer Fairfield at Rate (NMLS #224189)

VP of Mortgage Lending

Patrick Fairfield is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Patrick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Patrick at (303) 861-5414 for more information!

Patrick Fairfield at Rate (NMLS #1951149)

Bibo grew up in Turkey, graduated from Universite Catholique de Louvain, Belgium and moved to Denver in 1980. Bibo is fluent in French, Turkish and Arabic. He has worked with all the top real estate offices in the Denver metro area.    Throughout his 24 years in the mortgage industry, Bibo has always aspired to serve his clients with a variety of high quality loan programs that are tailored to their unique financial needs and situation.  Because of his scientific background, Bibo attends to the smallest of details in your loan process, before, during and after.  While most people purchase or refinance only a few times, they are not fully aware of the ever-changing regulations. Bibo does it every day. He delights in guiding his clients around the pitfalls that many experience.  Bibo is a great listener and engages his clients in concise and precise conversations.  Therefore, he communicates with diligence, enthusiasm and persistence to make sure that his clients are always informed during the loan process.  From start to finish, Bibo and his team are all about accountability and responsibility!

Bibo Diyab is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Bibo is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bibo at (720) 910-2080 for more information!

Bibo Diyab at Rate (NMLS #196095)

•33 years originating loans  • Straightforward, knowledgeable and unbiased advice

SVP Regional Manager

Derek Bamonte is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Derek is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Derek at (303) 861-5402 for more information!

Derek Bamonte at Rate (NMLS #223032)

As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, I am committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact me for more information!

Kenny Greene is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kenny is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kenny at (720) 716-8019 for more information!

Kenny Greene at Rate (NMLS #1371248)

Producing Partnership Area Manager

Tom Crowder is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tom is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tom at (303) 728-7685 for more information!

Tom Crowder at Rate (NMLS #1515975)

After serving as a Communications Sergeant, Intelligence Sergeant, and Operations Sergeant in the 10th Special Forces Group through multiple deployments, Michael retired from the Army in 2017. Though no longer in the military, Michael wanted to continue to serve those who have served and who continue to serve this great nation. As a former Real Estate agent and current Mortgage Loan Originator based out of Colorado Springs, he focuses heavily on the VA Home Loan Benefit to help educate as many veterans and real estate professionals as he can. Michael prides himself on his work ethic and attention to detail, and he puts those traits to work for all his clients. It's not about money or prestige, it's about putting military families in the best possible financial position going forward.


Guaranteed Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

Mike Lindsay is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (907) 671-7055 for more information!

Mike Lindsay at Rate (NMLS #2215322)

With 25 years of experience in the mortgage industry, Ramil Reyes is a seasoned professional currently thriving at Rate. Over the past 13 years, he has focused on serving home builder clients, showcasing expertise in FHA, VA, conventional, and jumbo loans. Ramil is renowned for his commitment to assisting first-time homebuyers and navigating them through the complexities of home financing. His adaptability to market trends, coupled with a client-centric approach, has solidified his reputation as a trusted and reliable mortgage advisor.




*Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.*

Ramil Reyes is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ramil is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ramil at (303) 835-0631 for more information!

Ramil Reyes at Rate (NMLS #352842)

Senior Mortgage Executive with over 30 years of corporate, subsidiary and divisional experience within Fortune 500 Companies in financial services and mortgage banking. A recognized leader in strategy development and execution, operational and sales management, recruitment and personnel development and leadership of diverse sales teams in multiple markets and regions.

SVP Producing Regional Manager

Shawn Watts is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Shawn is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Shawn at (303) 285-1623 for more information!

Shawn Watts at Rate (NMLS #492267)

I'm Zack Tarbet, a mortgage lender and proud Army veteran, having served 9 years as an infantryman. After my time in the military, I became passionate about helping the military community build wealth and stability through homeownership. I specialize in VA loans, guiding veterans and active-duty service members in using their VA benefits to achieve financial security. My mission is to make the home-buying process smooth and empowering for those who have served our country.


**Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.**

Zack Tarbet is your Denver local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Zack is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Zack at (719) 325-2080 for more information!

Zack Tarbet at Rate (NMLS #2040562)

Denver

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15 Loan Officers in Denver, CO