About Tammy Wittren
Tammy Wittren is a licensed loan originator serving Portland, Oregon, and the surrounding areas. With over 30 years of real estate and lending experience, Tammy has a detailed understanding of the industry from all angles. From becoming a licensed realtor and assisting the nation's top real estate agents to a Producing Branch Manager at Rate, Tammy has separated herself from the competition by building a team of professionals and community who share her same commitment to serve others. Tammy and the Wittren Team earn referrals and retain past clientele by helping their clients navigate the mortgage process and by providing them with an unparalleled level of customer service. In addition, Tammy's continued education, research, and knowledge of the global market's effect on interest rates allows her to stay ahead of their competitors by structuring loans that truly suit her client's needs. She is a trusted advocate working to secure loan products with low fees and competitive rates for her clients. Tammy's passion to serve both her realtors and clients has led her to also provide free or budget-friendly resources and guidance for loan officers and realtors through mastermind sessions, home buyer seminars, and coaching programs. She has been both a student and business coach for over 20 years and is a firm believer in the power of a growth mindset. Tammy's desire to serve others has led her to run golf tournaments that have raised nearly a half million dollars for Habitat for Humanity Portland, Raphael House, and the Relief Nursery. She is also involved with local charities including the ALS foundation, Leukemia and Lymphoma society, the Beverly Cleary Foundation, the Windermere Foundation, the Food Bank of Oregon, Volunteers for America, and numerous schools across the state. In her spare time, she enjoys reading, gardening, and spending time on her property in Oregon City with her significant other Steve and their beloved dog, Chester.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Calculators, tools, guides, and advice
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Located at 1300 S.E. Stark Street, Suite 111 Portland OR, 97214
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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