About Jennifer Fairfield
Jennifer Fairfield grew up in Palos Verdes, California and graduated from the University of Southern California. She moved to Colorado in 1999 to be closer to family and enjoy the many outdoor activities the state has to offer. Her parents were self-employed business owners and instilled in her a strong work ethic as well as the importance of having straightforward and honest conversations. During her many years in the mortgage industry, she learned there is no such thing as "typical" when it comes to her clients. Each client is unique with different needs and goals. By really listening, she presents options and solutions that best meet their goals. She will work hard on your behalf and leaves no stone unturned when structuring your loan. There are many facets to a real estate transaction, and stress from the financing should not be one of them! With open lines of communication and complete accessibility, Jennifer and her team will guide you through the process keeping you informed and excited about the end result - start to finish accountability. It's Jennifer's mission to deliver consistently high-quality service year after year. Trust can't be bought; it can only be earned. At the root of Jennifer's core values is the intent to earn your trust. If you are concerned about affordability or down payments, she will take the time to educate you on the various programs available that can make homeownership possible. First home, vacation home, or investment properties – she and her award-winning team welcome the opportunity to serve you and earn your trust!
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 1221 S Clarkson St, Suite 301 Denver CO, 80210
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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