About Lee Williams
I've spent 24 years helping people buy homes in Northern Virginia, and most of my work is VA lending. I hold Rate's VA Loan Expert designation — their internal VA training and certification. Fairfax, Loudoun, Prince William, Arlington, Alexandria, Stafford — Springfield, Burke, Kingstowne, Woodbridge, Ashburn, and the communities around Quantico, Fort Belvoir and the Pentagon. Here's what I've noticed after two decades: most veterans meet their lender third. They find an agent, they start looking at houses, and only then does anyone explain what their VA benefit is actually worth. By that point they've often already talked themselves out of something. Three things I hear constantly, and all three are usually wrong: I used my benefit already. I need money down. A VA offer looks weak to a seller. Every one of those has an answer, and none of them take long to explain. That's why I built Veteran Advantage around a 15-minute VA benefit check — no application, no credit pull, no pitch. You get a straight answer about your entitlement before you start looking, which is when it's worth something. Rate VA Loan Expert. Scotsman Guide top 1% originator. Washingtonian Top Mortgage Professional. 250+ client reviews averaging 4.9. Licensed in Virginia, DC, Maryland and Florida. *Rate has no affiliation with any government agency. Source: Scotsmans Guide Top Originators 2026, Washingtonian Top Professional 2026*
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 19775 Belmont Executive Plaza, Suite 500 Ashburn VA, 20147
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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